What types of insurance does the insurance company have?

What types of insurance does China Taiping Insurance Company have?

Hello, the insurance coverage of China Taiping Insurance Company is still relatively rich.

According to the subject of insurance, it can be divided into individual insurance and group insurance.

According to the object of business security, it is divided into four categories: property insurance, personal insurance, liability insurance and credit insurance.

Personal insurance mainly includes personal accident insurance, sickness insurance (also called health insurance) and life insurance (divided into death insurance, survival insurance and old-age security).

The main types of insurance of general insurance companies are: auto insurance, accident insurance, travel insurance, health insurance, life insurance, home property insurance, enterprise insurance, etc.

In addition, there are many other different division methods, which I hope will help you.

What kinds of car insurance are there?

Compulsory Traffic Accident Liability Insurance for Motor Vehicles

The full name of compulsory insurance for motor vehicle traffic accidents is compulsory insurance, which is the first compulsory insurance system implemented by national laws in China. Mainly to provide timely and basic protection for casualties and property losses caused by road traffic accidents. Compulsory traffic insurance is compulsory. As long as the owners or managers of motor vehicles driving on the roads in China, they should take out compulsory traffic insurance.

Vehicle loss insurance

Even if you are careful when the vehicle is running, it will inevitably cause your own vehicle loss. After the vehicle loss insurance is insured, in case of collision and other accidents, the insurance company shall compensate the insured vehicle itself according to the contract. At present, the maintenance cost of one or two parts of 654.38+ million vehicles is equivalent to one year's premium of this insurance, which is cost-effective, and more than 90% car owners will buy it, which is highly recommended.

Third party liability insurance

If an accident occurs during the use of the vehicle, causing personal injury or property loss to a third party, the insurance company shall compensate the insured for the part exceeding the compensation limit of compulsory insurance in accordance with the contract. If you unfortunately hit a luxury car or cause serious injuries while driving, the compensation may be as high as hundreds of thousands, and the maximum compensation for compulsory insurance is 1.22 million, which is obviously a drop in the bucket. However, the insurance company can compensate for the insufficient part of the compulsory insurance payment. It is recommended to buy at least 200,000-500,000.

Vehicle personnel liability insurance

Driver's liability insurance: if a vehicle has an accident and the driver is injured or killed, the insurance company will compensate the loss according to the contract. Especially novices or people who often drive, the risk is greater. It is recommended to buy it to better protect your own safety. Passenger liability insurance: In case of vehicle accident, the insurance company will compensate passengers or their families for personal injury or death according to the contract. It is recommended that drivers who often drive with family members or friends buy them to ensure the personal safety of family members and friends.

Vehicle theft and emergency rescue

After the whole vehicle is insured against theft and emergency rescue, the insurance company will pay for the reasonable cost of maintenance due to the theft, robbery and robbery of the whole vehicle. If the vehicle does not have a fixed parking lot, or it is a model that is easy to be stolen, consider buying a whole vehicle for emergency rescue.

Separate glass breakage risk

In the process of using the vehicle, the windshield or window glass of the vehicle is broken separately, and the insurance company will compensate according to the actual loss. If vehicles often take high-speed and national highways, they are easy to be hit by flying sand and stones, and vehicles may also be hit by falling objects when parking. Consider buying glass insurance.

Risk of spontaneous combustion loss

In the process of vehicle use, the insurance company shall compensate for the fire caused by the problems of vehicle electrical appliances, wiring, oil circuit, oil supply system, gas supply system and goods themselves, as well as the losses caused by friction and fire in the operation of motor vehicles. The vehicle has been used for more than two years, and the oil circuit and circuit are aging; Or because of the high temperature in summer, the probability of spontaneous combustion will increase, and it is recommended to buy self-ignition insurance.

Car body scratch insurance

The paint on the car body surface is scratched separately, but there are no obvious collision marks, such as the turtle painted when the car is parked, and the insurance company will compensate according to the contract. Suitable for new car and novice customers. However, special reminder: small scratches can generally be treated with beauty. Once the claim is settled, it will be considered as a case, which will have an impact on the premium for the next year. It is recommended to buy as appropriate.

Excluding deductible insurance

Most commercial auto insurances stipulate an accident liability exemption rate of 5%- 15%. In the event of an insurance accident, the owner needs to bear certain expenses himself. After the deductible insurance is insured, the part that the owner needs to bear can be transferred to the insurance company to get compensation. This kind of insurance is cheap, and it can get more comprehensive protection and avoid risks to the greatest extent. It is highly recommended to buy.

What are the types of life insurance companies in China?

Health insurance Health insurance refers to the insurance that insurance companies pay insurance money for losses caused by health reasons through sickness insurance, medical insurance, disability income loss insurance and nursing insurance. China Life provides you with a variety of health insurance products, and the critical illness insurance represented by China Life Kangning series has always been favored by customers. China Life Kangning Lifelong Critical Illness Insurance provides you with critical illness protection and death protection up to 3 times the insured amount, and you can also borrow money through policy. Term life insurance Term life insurance is characterized by low investment and high security, which is especially suitable for young people who have just started their careers or people with less income. In the most important period of family responsibility, term life insurance can provide you with the greatest protection at a lower premium. China Life is willing to join hands with you to share the responsibility and happiness, and let China Life go further with you. Whole life insurance whole life insurance refers to life insurance with the death or high disability of the insured as the condition of paying insurance benefits, and the insurance period is life. Compared with term life insurance, the rate in whole life insurance is higher, but every effective policy is bound to pay, and it is saving, which is suitable for the insured with heavier family responsibilities. Accident insurance Accident insurance refers to life insurance with the death, disability or hospitalization of the insured as the condition for paying insurance benefits. China Life provides you with traffic accident, comprehensive accident and travel insurance. Whether an insurance is suitable for you depends not only on the insurance premium, but also on whether the insurance protection can meet your own needs. Only the insurance that suits you is the best. Tip: Before choosing a product, you must see clearly the coverage and responsibilities of insurance and find a product that suits you.

What types of insurance does China Life Insurance Company have? This is the best.

Insurance is not the best, but the most suitable. For different families and different situations, the insurance required is different. For a simple example, a parent is in school, a child is in school, and a full-time wife depends on one person for all her income. The first thing this gentleman needs to consider is a "regular life", but it is meaningless to say that people who are full and not hungry will buy a "regular life" if there are no parents, no children and no wives in the afternoon.

All annuity dividend insurance (so-called wealth management insurance and endowment insurance) are actually similar, but either you take more in front, or you take more in the back, or the insurance period is different. The fixed income of the policy is similar.

In terms of health insurance, it is different, and sometimes the rate can be much worse.

For China Life Insurance, personally, I highly recommend Corning Lifetime Edition 20 12, with life-long serious illness protection, 40 kinds of serious illness and 10 kinds of mild illness (the coverage is 20%). The only regret is that after the minor illness is paid, the critical illness insurance coverage will be reduced by 20%.

This kind of insurance is still very good. I have seen the most unreliable critical illness insurance on the market, with 25 kinds of critical illness and no mild illness. It is also a lifetime guarantee, which is more expensive than Kangning. . . I'm still a third-line company. I haven't known the product update for so many years, and my actuarial head is probably kicked by a donkey.

What types of insurance does China Life have?

Hello, China Life Insurance Company, as one of the largest insurance companies in China, has relatively rich insurance coverage. Generally can be divided into: accident insurance, travel insurance, health insurance, life insurance, family property insurance, enterprise insurance, etc.

For personal insurance and commercial insurance, it is suggested to improve the protection before considering investment and financial management. The life insurance that people buy most often is mainly accident insurance, health insurance and commercial endowment insurance. The first is to improve the common types of serious illness, hospitalization, accidental injury and so on. According to your own economic strength and financial management requirements, choosing investment and financial management types such as annuity insurance, universal insurance, dividend insurance and investment-linked insurance can give you more comprehensive protection and the best financial management combination. It is appropriate to invest in premium at about 10% of annual income.

I hope it helps you.

What are the specific types of life insurance?

Six effects.

Accident insurance, medical insurance, critical illness insurance, children's education, endowment insurance, asset protection!

Types are divided into

Death insurance, survival insurance, old-age security, universal insurance, investment-linked insurance and so on.

What kind of insurance do you usually buy for vehicle insurance?

Automobile insurance consists of compulsory insurance and commercial insurance.

Compulsory insurance: compulsory insurance+tax.

Commercial insurance: main insurance (commercial III and car damage insurance)

Additional risks (owner in the car, broken glass alone, burglary, headlights, rearview mirror, scratch insurance, excluding deductible, etc. )

It's annoying to use insurance (I feel embarrassed to buy low insurance coverage or not to buy it)

Therefore, if the economic conditions permit, it is better to choose the comprehensive situation.

What kind of insurance does the general company provide?

According to the national Social Insurance Law, the social insurance paid by general units to employees includes five items: pension, medical care, unemployment, maternity and work injury, of which pension, medical care and unemployment are shared by employers and enterprises, and the other two are borne by enterprises.

What types of insurance does Ping An Insurance have? Which ones are better?

Hello!

Generally speaking, Ping An Insurance Company is a good insurance company with complete insurance products. You can have a look: Ping An Insurance: dwz/fyV7l.

But for individual policyholders, besides paying attention to the value of insurance companies, we should also pay attention to whether the actual insurance products meet our protection needs, and the right ones are the best!

Therefore, I suggest that you should first compare and consult with the specific products of Ping An Insurance Company on the insurance company or professional online insurance platform in combination with your own situation. I hope my answer can help you!

What are the well-known domestic insurance companies? Which companies are they?

Pacific Life Insurance Ping An Life Insurance Company of China Xinhua Taikang Taiping Life Insurance Minsheng Life Insurance

Life, life, peace and old-age care combined with life, peace and old-age care, peace and health make people healthy.

Huaxia life zhengde life fuxintai Jiahe life great wall Kunlun health

PICC Life Guohua Guoshou Pension Yangtze River Pension Ying Da Life Taikang Pension

Xingfu China life sunshine life