Is it appropriate to buy accident medical insurance abroad in advance?

Traveling abroad is different from playing at home, with high risks of accidents and medical treatment. In this regard, it is suggested that you buy a targeted accident insurance for your overseas travel before you travel abroad to strengthen your safety during your overseas travel. Is it appropriate to buy accident medical insurance in advance when traveling abroad?

Accidental medical insurance prepayment insurance refers to accident insurance with accidental medical prepayment protection, which is not aimed at the protection needs of your travel abroad, so it is not recommended that you take out insurance. I suggest you buy overseas travel accident insurance. Pay attention to the following points before insurance:

1. Select the appropriate insurance amount according to the consumption level of the destination country.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and buy it online. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger. It is not advisable to buy accident medical insurance when traveling abroad. I suggest you take out travel accident insurance abroad. As the largest insurance e-commerce platform in China, I hope to provide you with a broader choice. Sun Lianhe Anxin Overseas Travel Protection Plan (including the United States and Canada) Plan A guarantees: * medical compensation of 300,000 yuan * emergency medical transportation of 300,000 yuan * popular entertainment activities such as skiing, diving and horse riding are as low as: Huatai Global Travel Protection Plan from 52 yuan (excluding North America) (economic) guarantees: * accidental injuries during overseas travel of 654.38 million yuan * medical insurance of 300,000 yuan * travel delays and cancellations as low as.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.