Analysis from three aspects: Is it worth applying for the Everbright Ctrip Elite Platinum Credit Card?

When traveling on business, why don’t you need a business travel credit card? Although there are a dazzling array of business travel credit cards on the market, most of them are high-end platinum cards with rich benefits, and the application threshold is relatively high, making them beyond the reach of many cardholders. However, today I want to introduce to you the Everbright Ctrip Elite Platinum Credit Card. It is a titanium card with a lower threshold, but the benefits are comparable to those of the platinum card. Let’s analyze the Everbright Ctrip Elite Platinum Credit Card from three aspects: annual fee, limit, and benefits. Is it worth applying for? Let’s find out together.

Is it worth applying for the Everbright Ctrip Elite Platinum Credit Card? 1. Credit card limit Credit card limit is closely related to the level of overdraft consumption. The higher the limit, the higher the level of consumption. There are two main aspects that affect the credit card limit, one is the card level and the other is the applicant's credit standing. Everbright Ctrip Elite Platinum Credit Card is a titanium card. China Everbright Bank will grant the corresponding credit limit based on the credit limit range of the titanium card and will also refer to the applicant's credit status. Everyone’s credit is different and their credit limit is also different. If you are not satisfied with the limit of this credit card, you can apply to the bank for a limit increase after using the card for 6 months. Specific limit and tips for increasing the limit: Click 2. Credit card annual fee. The annual fee is an essential basic fee for credit cards. It is generally linked to the card level. The higher the level, the higher the annual fee. Many cardholders think that the Everbright Ctrip Elite Platinum Credit Card is a platinum card and charges an annual fee based on the China Guangfa Bank platinum card level, but this is not the case. What I want to tell you is that although this credit card has a platinum name, it is indeed a titanium card. The annual fee is cheaper than the platinum card, and the annual fee is waived. Specific annual fee and annual fee-free discounts: Click 3. Credit card rights and interests Credit card rights are an advance condition for attracting cardholders to apply for a card. Although the Everbright Ctrip Elite Platinum Credit Card is not a platinum card, the benefits it provides cardholders are comparable to those of high-end platinum cards. For example, if you apply on Xinhu.com for the first time and meet the standard, you will receive a Ctrip hotel discount coupon worth 160 yuan, and if you meet the standard by swiping the card, you will receive a Ctrip business travel package worth 850 yuan, airport high-speed rail VIP room services, etc. Details of specific benefits: Click

Summary: For business travelers and travel enthusiasts, the Everbright Ctrip Elite Platinum Credit Card is definitely one of the first choices for a must-have card for travel. The application threshold is higher than the Platinum Card, but it provides The benefits are beyond the reach of many platinum cards. Of course, whether it is worth applying for one ultimately depends on your needs. After all, no matter what credit card you apply for, the one that suits you is the best.