Can I still be sued if it is overdue for more than 3 years?

Will Cheng Cheng's IOUs be prosecuted if they are overdue for four years?

IOUs are generally not prosecuted. Of course, nothing is absolute. If the overdue time is long (more than one year), the attitude is bad, and the amount of arrears is large, it is still possible to be sued.

Cheng Bai Cheng Tiao is a consumer credit product provided by Tongcheng Tourism. After successful activation, users can get a maximum consumption quota of 654.38+ 10,000 yuan.

Will JD.COM be prosecuted for defaulting on 4000 yuan for three years? Will he go to jail?

The short message mentioned in your description below seems to have nothing to do with the debt owed by JD.COM IOUs! Whether your arrears will be prosecuted depends on JD.COM, others can't judge, but obviously it's normal to deal with them through prosecution. The loan dispute is a civil lawsuit, and you won't go to jail. However, if you still refuse to repay the loan after being sued and are finally enforced as an old lai, then all kinds of restrictions will be uncomfortable!

How long will JD.COM be prosecuted for overdue IOUs? The result turned out to be like this!

No matter what kind of loan, once overdue, the consequences will be more serious. The IOUs of Jingdong Finance are credit products with a one-month interest-free period. Be sure to repay it in time when it expires, otherwise the credit will be affected and there will be liquidated damages. What borrowers are most concerned about is how long will JD.COM be sued for borrowing money? Let's talk about this topic today.

1.JD.COM What are the consequences of overdue IOUs?

1, default interest is overdue, and the minimum repayment amount can be selected for repayment, otherwise, liquidated damages will be calculated on a daily basis after repayment. The overdue rate of IOUs in JD.COM is days, and fines will be charged on a daily basis.

2. This will affect the credit. Although JD.COM Baitiao is preparing to apply for credit reporting, there is no clear notice yet. It can only be said that as long as JD.COM's IOUs are overdue, he can no longer participate in JD.COM IOUs, and it will be difficult to apply for IOUs in the future.

How long will 2.JD.COM be prosecuted for overdue IOUs?

Basically, they will not be prosecuted for the following reasons:

1, white line Generally speaking, the amount of IOUs is relatively low, most of them are around several thousand yuan, and a few can reach tens of thousands. Therefore, for an overdue user of several thousand yuan, it takes time and energy to go to court for collection.

2. You can search "JD.COM White Bar Prosecution Case". There is no news of JD.COM's overdue prosecution in the whole network. The only case is the malicious refusal lawsuit of 20 15 judgment. So far, there have been no cases of prosecution. Therefore, JD.COM will not use the method of prosecution to make a lot of money.

3. Private lending is a civil case. If the dunner calls or sends a text message to show that the case has been reported and the public security organ has filed a case, then it can basically be determined that it is "bluffing", because if JD.COM's IOU is really prosecuted after the time limit, the court should issue a prosecution document, and the public security organ will not pay attention to the civil case.

3.JD。 COM's IOUs may be sued if they are overdue.

Of course, nothing is absolute. If the overdue time is long (more than one year), the attitude is bad, and the amount of arrears is large, it is still possible to be sued.

I suggest that Jingdong Finance's products are conscience products, which can solve urgent needs at critical times. It's not worth ruining credit for hundreds of thousands of overdue debts. It's better to pay back the money in time if you have money.