As an e-commerce industry, how to arrange account sharing reasonably? Is there any good way?

The pan-e-commerce industry is still the best industry for entrepreneurship and realization, especially at the moment when Internet finance is regulated. E-commerce industry is the closest to transaction, linking billions of consumers and hundreds of millions of commodity providers in China.

The penetration rate of e-commerce industry in China can reach the highest level in the world in a short time. Thanks to the strong demand and sufficient supply, especially the rise of PDD, Today's Headlines and Aauto faster, many individual entrepreneurs, especially the sinking market including farmers, have participated in this commodity supply, rapidly expanding the breadth and depth of commodity supply. The influx of merchants has also increased the accounting difficulty of e-commerce platforms. E-commerce accounting model needs to be innovated urgently, and fund safety supervision needs to be strengthened urgently.

As we all know, under the unified cashier mode, Internet e-commerce platforms generally need to share accounts with many parties, such as suppliers, cooperative merchants, logistics companies and many other roles in the upstream of the platform. In the early stage, if the e-commerce platform does not handle the sub-account through the payment company interface, but lets the financial personnel divide the account manually, it will cause two problems:

(1) There are many transaction orders and invoicers, and the settlement requirements are different. Traditional manual bookkeeping is difficult to meet this business, resulting in low bookkeeping efficiency and low bookkeeping efficiency, and it is also difficult for financial personnel to manually sort out clear transaction data reports. The platform even needs to spend more labor costs to hire multiple financial personnel to deal with accounting problems.

(2) Without the payment license, the platform will divide the accounts, which is easy to involve the violation of the "two clearing" and may be discovered by the regulatory authorities at any time. How to divide the accounts in compliance has become a troublesome thing that plagues the e-commerce platform.

To innovate the e-commerce billing model, it is necessary to use MallBook's advanced billing technology to access the billing system through the transaction billing interface provided by the billing service provider, effectively solving the business pain points of the e-commerce platform. The general ledger system has many functions:

I. Business Compliance and Capital Security

After accessing the sub-account system, the transaction funds are managed by the bank in a closed way, which not only ensures the safety of the funds, but also isolates the platform's own funds from the transaction funds, thus avoiding the risk of "clearing the two accounts" from the source and making the e-commerce platform business truly legal and compliant.

Second, flexible allocation and efficient accounting.

The platform can configure bookkeeping rules in the background of the system, and the funds that are successfully traded will be automatically settled to the bookkeeper in the whole process according to the set bookkeeping proportion, bookkeeping period and settlement method, which greatly improves the bookkeeping efficiency.

Third, optimize tax risks and enhance data value.

E-commerce platform often leads to some tax risks because of the inconsistency between invoice flow and capital flow. The billing system allows the platform to optimize tax reasonably, and the To B business comes with customized electronic invoices to avoid unnecessary tax risks. The system can also independently form data reports, provide detailed accounts of different account subjects and scenarios, and improve the accounting efficiency of financial personnel. The platform can obtain more financial services by depositing a large amount of real transaction data.

To sum up, the billing system has played an important role in innovating the billing mode of e-commerce and ensuring the safety supervision of funds. In the Internet industry, only when the e-commerce platform accesses and makes good use of the powerful tool of accounting system as soon as possible can it reduce costs and increase efficiency in many aspects and continue to speed up on this track.