Is it credible for the insurance company to pay 100 yuan to travel with the group?

First of all, it is necessary to confirm whether the insurance company has legal tourism business qualifications. Those who have not obtained the business license of the tourism department belong to illegal tourism business.

In most cases, the insurance company itself is not qualified, but it will entrust a third-party travel agency to operate specifically, so it is necessary to confirm with the local tourism bureau whether the travel agency is a registered travel agency. If you are not registered with the local tourism bureau, it is also illegal to operate the tourism business, and it is not recommended to join the tour group.

If you confirm that you belong to a regular travel agency, you must sign a travel contract.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.