Realize your financial ambition in stages with one click. Will the "tourism staging" derived from the campus loan era make your life a mess?

As a part of loan life, tourism staging has quietly spread all over the streets around us. As a part of financial life, it does bring a lot of convenience to people's lives. But everything has two sides. "Spend the future money on the present" sounds romantic, but in fact, sometimes people who have not seriously thought about it will indirectly sell their future cheaply.

The convenience of loan installment allows us to overdraw some of the money we will earn in the future to meet our current wishes when we are in short supply. For example, loans to buy a car, a house, jewelry and cosmetics. . . Loan travel is also the same form. In view of the different loan amount, the price to be paid in the future will fluctuate even more. In many cases, we unconsciously pay more money than what we want just because of impulsive consumption. At that time, it seemed that the loan interest was not much, only about 9 Niu Yi cents of the loan amount, but in such random consumption, our future life plan had to take shape.

Some people with a plan can complete the installment amount step by step according to the plan without affecting their lives. However, many people began to fall into a vicious circle and began to plan far more than action. Overestimate one's economic strength, overdraw one's future wealth, but can't repay it or even borrow a loan to rob Peter to pay Paul. The loan has been repaid, but before you know it, it will be more and more until you are overwhelmed.

Therefore, tourism loans must also be carried out in a planned and far-sighted way. In fact, we should measure our ability and carefully consider whether it is worthwhile to borrow money to travel. Is it necessary to travel now? What is the scope of your repayment? People who really love traveling can try to borrow money, but they must recognize what this will bring to their later life.