How to choose international travel medical insurance

At present, medical expenses in most countries are relatively high, and people who go abroad are often more susceptible to disease risks due to long distances and unaccustomed acclimatization. Due to high cost losses, it is necessary to purchase a suitable overseas travel medical insurance in advance. Is it better to buy overseas travel medical insurance locally?

It is recommended that you buy it before going abroad, because overseas travel medical insurance not only covers medical protection, but also covers accident protection. Buying it in advance can help you take transportation abroad. It provides complete protection against accidental risks and disease risks during the process. However, if you buy it abroad, not only will the protection not be comprehensive, but the premium will also be much more expensive. You need to pay attention to the following points before purchasing insurance:

1. Choose an appropriate insurance amount based on the consumption level of the country of travel.

2. The overseas travel insurance purchased needs to cover your entire trip. Make your entire trip covered.

3. When purchasing outbound travel insurance, pay attention to whether international emergency rescue services are included. Since it is difficult for domestic insurance companies to expand their outlets abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. Whether a tourist has lost his wallet or lost his passport, he can call the rescue hotline. Some major international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and purchase online. You can compare the products of multiple insurance companies and choose the product that best suits your protection and travel needs. Applying for insurance is also very simple and convenient. On the homepage, register as a member for free. After logging in, select the product you like, select the guarantee period, and you can buy it immediately. The price is cheap, and the entire insurance process is clear and transparent, eliminating the hassle of intermediaries. The premiums are lower and the autonomy is stronger. When traveling abroad, it is best to purchase highly targeted overseas travel medical insurance. Buying online will get a price discount of at least 15%, which is the best channel for you to choose cheap overseas travel insurance. It is an insurance platform that provides high-quality and low-cost overseas travel insurance. You are welcome to come and buy it.

Safe and Happy Journey Plan II (Plan 2) protection content: *Accidental death, disability, burns and scalds 300,000*Medical compensation 350,000*Emergency rescue, travel delay and financial losses, etc. Protection starting from: 97.75 yuan "Leave the World" Overseas travel protection plan diamond plan protection content: * Emergency rescue medical insurance of 1 million yuan * Illness + accident medical compensation of 500,000 yuan each (overseas direct payment is provided) * Up to nearly 30 kinds of protection liabilities, with rich protection liabilities as low as: 20 yuan Starting

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance