Can I use deposits to prove my income when traveling abroad?

Of course. Certificate of overseas travel deposit

☆ Operation guide

1. You need to show the following information when handling the deposit certificate: deposit certificate (certificate of deposit, discount), personal identification certificate (resident ID card, temporary id card, household registration book, passport, soldier's card, military officer's card, civilian cadre's card, police officer's card, military or armed police-inspector's retired cadre's honorary certificate, military retirement certificate, civilian cadre's retirement certificate, military school student's card, and Hong Kong and Macao residents' contacts. If you entrust others to do it for you, you should also show your personal identification.

2. Fill in relevant information: the power of attorney for personal deposit certificate of China Industrial and Commercial Bank (the part filled in by the client) is in duplicate, and all relevant columns must be filled in.

☆ prompt

1. The types of certificates of deposit include: (1) the deposit balance at a certain point before the issuance of certificates of deposit (only the balance before and after the day, not the balance of the day) or the deposit amount in a certain period; (2) There is a deposit balance in our bank when the L/C is issued, and it cannot be used before a certain point in the future (no more than one year at the longest). Please apply for opening the corresponding deposit certificate according to your actual needs.

2. If you need to apply for multiple deposit certificates for studying abroad, you can issue multiple deposit certificates for the same deposit with the same contents, but the recipients can be the same or different.

3. For certificates of deposit for a certain time or period, some certificates of deposit can be issued according to customers' needs if the total amount of deposits does not exceed.

4. Individual deposits: 20 yuan will be charged for terminating the payment stopping business in advance for each certificate of deposit or individual deposit.

The following are the methods of issuing certificates of deposit by major banks.

Bank of China:

How to issue a certificate: you can go to any online outlet with your valid ID card and deposit certificate (discount). To entrust others to handle the deposit certificate, the trustee must show his valid ID card and the depositor's valid ID card.

Fees: A handling fee of RMB 20 yuan will be charged for each certificate of deposit.

Validity period: Generally speaking, the validity period of certificates of deposit is flexible (not necessarily three months). The customer sets a time limit. After issuing the deposit certificate, the bank shall freeze the deposit for the same period as the validity of the deposit certificate.

Deposit type: fixed term only.

Other cautions: When the customer requests to cancel the restriction of not withdrawing money within three months, the original deposit certificate should be returned, so that the Bank of China can cancel the restriction of not withdrawing money within three months after the letter of credit is issued.

ICBC:

Issuance method: Show my ID card and ICBC's unfrozen deposit certificates (including fixed deposit certificates (passbooks), current deposit passbooks and voucher-type treasury bonds) to report the loss. If an agent is entrusted, the identity card of the agent shall also be presented.

Charging standard: issue personal deposit certificates, and charge 20 yuan for each certificate; Personal deposits are terminated in advance to collect 20 yuan.

Validity period: ICBC's certification period is also flexible: the shortest day, the longest year, customer-defined. After issuing the deposit certificate, the bank shall freeze the deposit for the same period as the validity of the deposit certificate.

Type of deposit: flexible: current account, fixed account, deposit and withdrawal account, lump-sum deposit and withdrawal account and national treasury account can be handled.

Other precautions: when the deposit certificate expires, the personal deposit will be automatically cancelled. If you want to terminate the contract in advance, you must return the original deposit certificate and the power of attorney, show the original deposit certificate and personal identification certificate, and fill in the power of attorney for early termination.

Agricultural Bank of China:

Issuance method: The applicant shall handle this business at any branch of Agricultural Bank of China with his valid identity certificate, deposit certificate, passbook, bank card and national debt certificate, and fill in the Application for Deposit Certificate of Agricultural Bank of China. If I can't come for some reason, I can authorize others to handle this business on my behalf. In addition to the above documents, the agent shall also hold the power of attorney of the authorizer and the valid identity certificate of the agent.

Fees: Applicants who deposit in multiple accounts with different currencies in the same savings outlet can issue corresponding certificates of deposit as required, and each certificate of deposit will be charged a handling fee of RMB 20 yuan.