What is the impact of Beijing social security breaking off?

Why can't social security be paid off easily in Beijing? Because once the supply is cut off, many rights will be cleared!

Let's focus on ants.

1, the qualification for purchasing houses is cleared.

Buying a house, Beijing hukou has no effect on buying a house in Beijing, but foreign hukou has an effect. The continuous payment of social security will be an important indicator.

Friends who are not registered in Beijing want to buy a house in Beijing, and they need to pay social security for 60 months continuously in Beijing and obtain a residence permit (registration card).

The so-called continuous payment means that there are 60 months (five years) payment records from the month of buying a house, and payment cannot be stopped!

2. The qualification of the lottery is cleared.

Non-Beijing residents who want to buy a car must hold a valid residence permit in this city and pay social insurance and personal income tax in this city for nearly 5 years (inclusive).

In other words, 60 consecutive months are counted from the last month of the application month and cannot be broken!

3. Qualification for settlement of points The most important of the four qualifications for settlement of points in Beijing: "The application conditions also require the applicant to pay social insurance in Beijing for 7 years or more."

The other three are: ① holding a residence permit in this city; ② Not exceeding the statutory retirement age; ③ No criminal record.

In recent years, more and more people apply for passports and Hong Kong and Macao passes to travel abroad. If employees with non-local household registration want to apply for passports and Hong Kong and Macao passes in Beijing, they need to pay 12 months of social insurance in Beijing from the date of application, including medical insurance, endowment insurance, work injury insurance, unemployment insurance and maternity insurance.

For example, if you apply for a pass in August 20 17, social security must be paid continuously from June 20 16 to August 20 17.

5. The continuous payment of medical insurance is cleared. During the interruption of medical insurance payment, you can no longer enjoy medical insurance benefits.

The payment of medical insurance will not only affect all your payment years, but also cause the requirement that the accumulated years are not enough, so that you can't enjoy medical insurance benefits on schedule.

However, there is a three-month buffer period from the date when medical insurance stops. If this period is exceeded, the continuous payment period will be recalculated.

Therefore, the time for medical insurance payment must not exceed 3 months!

6, affecting the loan to buy a house In addition to the five insurances, the payment of the provident fund will also bring trouble, because when handling the provident fund loan, there will be a rule that if the account is opened for more than 1 year, it will be paid in full (recently) for 12 months, which will easily lead to loan failure.

These are only part of the impact of withholding, and will also affect maternity insurance benefits, unemployment insurance benefits, children's schooling, residence permit processing and many other aspects.

Therefore, please pay attention to such an important matter as social security.

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" item, which is legally necessary, and paying it also means an obligation. ? [ 1]?

20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel. This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance. ? [2]

References:

Five insurances and one gold-Baidu Encyclopedia