Henan’s 20 Measures to Support Small, Medium and Micro Enterprises

News from Guandian Real Estate Network: On February 13, the Henan Provincial People's Government issued "Several Policies and Measures in Henan Province to Respond to the Impact of the Epidemic and Support the Stable and Healthy Development of Small, Medium and Micro Enterprises" (hereinafter referred to as the "Measures"), targeting small, medium and micro enterprises. 20 specific measures have been introduced for the stable development of enterprises, covering aspects such as ensuring the resumption of work and production, increasing financial + taxation + job stabilization support, and reducing the burden on enterprises.

First, we will make every effort to ensure the orderly resumption of work and production of enterprises, establish a list system for enterprises that have resumed work and production, promote the implementation of resumption of work and production measures, open a "green channel for rapid power supply", actively promote online office, and strengthen enterprise employment Guarantee; all kinds of employment talent service agencies and employment intermediary agencies that introduce qualified job seekers to find employment in Henan Province for free can be provided with employment and entrepreneurship service subsidies (employment introduction subsidies) in accordance with regulations.

The second is to strengthen financial support for enterprises affected by the epidemic and encounter temporary difficulties in production and operation, so that the growth rate of inclusive small and micro enterprise loans in the province in 2020 will be higher than the average growth rate of various loans; Encourage the provision of risk compensation, on-lending, interest discount and other services to small, medium and micro enterprises to ensure that the financing costs of enterprises are reduced year-on-year and the comprehensive financing cost of inclusive small and micro enterprise loans is reduced by 0.5% year-on-year; strive to include more qualified small, medium and micro enterprises in the national epidemic prevention and control system The list of enterprises with key protection for epidemic prevention and control enjoys relevant preferential policies; for special re-loans to newly added enterprises with key protection for epidemic prevention and control in the province in 2020, based on the implementation of the national discount policy, the provincial fiscal co-ordination funds will be provided for no more than 1 year, 25% discount interest support.

In terms of financing guarantees, all new working capital loan guarantee businesses for small, medium and micro enterprises of less than 10 million yuan incurred by government financing guarantee institutions during the epidemic prevention and control period will be included in the scope of credit enhancement compensation and re-guarantee, and the guarantee institutions will be included in the scope of credit enhancement compensation and re-guarantee. The policy reduces the guarantee rate to no more than 1%.

The third is to increase financial support and support key medical supplies manufacturers to operate at full capacity. Products that are produced in large quantities and meet the standards will be purchased and stored by the government. Reduce or reduce relevant taxes and defer tax payments. For enterprises that have difficulty paying taxes due to the epidemic, real estate taxes and urban land use taxes will be reduced or reduced in accordance with the law; for small, medium and micro enterprises that produce epidemic prevention and control materials, priority will be given to implementing relevant tax reduction and exemption policies; For enterprises in difficult industries such as transportation, catering, accommodation, and tourism that have been greatly affected by the epidemic, the maximum carryover period for losses incurred in 2020 has been extended from 5 years to 8 years.

The fourth is to reduce the pressure on enterprises such as rent, energy costs, and social security payments. For small, medium and micro enterprises that rent state-owned assets for business operations and are unable to operate normally due to the epidemic, one month's rent will be waived, and two months' rent will be charged at half, and any money already collected will be refunded; the "non-stop payment of arrears" measure will be implemented , enterprises must repay various fees within 3 months after the epidemic ends; affected small, medium and micro enterprises can, upon approval, defer social security payments for up to 6 months, re-apply social security within 3 months, defer payment, and apply for lower housing prices The provident fund contribution ratio is as low as 5% and shall not exceed 12 months.

The refund of unemployment insurance premiums will be extended to December 31, 2020. The layoff rate standard will be relaxed to no more than 5.5%. For companies with less than 30 insured employees (inclusive), the layoff rate will be relaxed to no more than 5.5%. More than 20% of the total number of employees of the enterprise. For insured companies affected by the epidemic but insisting on no layoffs or fewer layoffs, 50% of the unemployment insurance premiums actually paid in the previous year can be refunded; for those currently enjoying social insurance subsidies and job subsidies, the period will be extended to June 30, 2020.

In addition, Henan Province will also implement employment stabilization subsidies, strengthen employment and entrepreneurship services, and encourage small, medium and micro enterprises to minimize or reduce layoffs.