Do I have to buy visa insurance when I go abroad?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Traveling abroad has many unexpected risks. In order to improve the protection of your overseas travel, it is necessary to choose a suitable overseas travel insurance for yourself in time.

Do I have to buy visa insurance when I go abroad?

No, you can only apply for Schengen visa travel insurance if you go to Schengen countries. Because according to the regulations of Schengen countries, you must apply for a European Schengen visa to travel to Schengen countries, otherwise you will not be able to pass the visa smoothly. If you want to successfully pass the visa, you need to meet two requirements when applying for Schengen visa travel insurance:

1. The basic insurance amount is not less than 300,000 yuan;

It must include overseas emergency rescue service.

What are the main Schengen countries?

Austria, Belgium, Denmark, Finland, France, Germany, Iceland, Italy, Greece, Luxembourg, Netherlands, Norway, Portugal, Spain, Sweden, Hungary, Czech Republic, Slovakia, Slovenia, Poland, Estonia, Latvia, Lithuania, Malta, Switzerland, Liechtenstein, Estonia, Hungary, Latvia, Lithuania, Malta, Poland.

How to insure the travel insurance outside Schengen?

1. Travel to Schengen countries, and the insured amount is not less than 300,000 yuan.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and buy it online. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger.

Going abroad for travel insurance for the first time. If you are traveling to Schengen countries, I suggest you choose a regular insurance platform to buy Schengen visa travel insurance, so as to pass the visa better. It is the largest insurance e-commerce platform in China and the best insurance channel for you to choose a European Schengen visa.