For ordinary people, 100 million yuan is too much to spend in a lifetime. What do you think?

One hundred million yuan is a huge sum of money, which is out of reach for ordinary people. I believe that most people have never thought about owning this kind of money. As for whether you can spend all your money in a lifetime, there are two opinions.

An ordinary person has limited abilities and few good opportunities throughout his life. Therefore, if you have a job, a happy home, good health and peace, and live a relatively relaxed and happy life, you will be satisfied!

The ideals I had when I was a child, the pursuits I had when I was young were so beautiful, and I worked hard and worked hard for them. In reality, some people realize their ideals; others are defeated by reality and drift away from their ideal life; and some people can clearly recognize the reality, find their own position, and revise their ideals and pursuits. , and fight for it. There is money in these ideals and pursuits, but there are many other things.

Money is something that everyone likes and can’t live without. But a lot of happiness and joy in life cannot be bought with money. Rich people may not necessarily live a happy life, but ordinary people can live very happily!

For ordinary people, 100 million yuan may not be used up in a lifetime unless they buy luxury houses and villas, pursue a luxurious life, gamble, or get seriously ill. If you squander it carelessly, you will soon run out of money.

As people get older, they see the money issue more clearly: they have to have enough money in their hands to eat and use it. With a healthy body and an optimistic attitude, you will have a happy old age, which no amount of money can buy.

If you have 100 million yuan, which you can’t spend all in your lifetime, you can do charity, set up schools, support the lives of disabled people, establish scientific research funds, research methods to overcome cancer and other difficult diseases, and use the money In solving health and education issues, play the role and value that money should have.

Speaking directly of 100 million, many people may not have the idea, but if 100 million is divided into each month in 30 years, it is equivalent to spending more than 270,000 per month. The working life of an ordinary person is more than 30 years. It is difficult for most of us to earn 270,000 a year. In addition, there is interest on money deposited in the bank, so ordinary people really cannot spend that much money in their lifetime.

One hundred million yuan for ordinary people’s normal expenses is indeed more than they can spend in a lifetime. In other words, the normal consumption expenditure of an ordinary person in a lifetime will not exceed 100 million yuan.

But if an ordinary person gets 100 million yuan by chance, even if he does not gamble, invest (lose money), or donate, but only spends money for consumption, he will not be able to manage finances and plan expenditures. , If you just sit back and have nothing, you are not sure you can spend your whole life. r

Society is developing, mankind is progressing, and everyone’s world view, outlook on life, and values ??are also constantly developing and changing. Especially after having huge wealth, they will continue to change and optimize their lives. environment and quality of life. As the living environment changes, the people, things, and things we come into contact with will change accordingly, and our values ????and consumption concepts will also change and upgrade accordingly. r

For example, after an ordinary person accidentally gets 100 million yuan, he is likely to buy a building or villa in a good location in a first-tier city, buy a luxury car, and hire someone with avant-garde consumption concepts. As a nanny, I signed up for a relatively high-end tour group to travel around the world. During the tour, I met a few travel friends. It happened that some of these travel friends were wealthy people who spent a lot of money. After that, they often contacted each other to travel and spend money together. With such values If you spend money with consumption concepts, 100 million yuan can be spent quickly!

I don’t think so.

Ordinary people, when they get 100 million, they must first look at how this 100 million came from. If this 100 million is obtained by winning a lottery or due to luck, then they must be very careful. In the world, huge wealth falls from the sky. In the end, countless families were broken up and their lives were broken up. Many wealthy lottery winners committed suicide or became impoverished and lived a miserable life.

The outcome of unexpected wealth can only be expressed in one sentence - the money obtained by luck will definitely be exported by strength. Of course, if the strength changes, it is not impossible to reverse the outcome. For example, if you use part of your money to study, or invest in talented people, invest in yourself, invest in the world, and make huge progress in your true strength, it is still possible to keep huge wealth.

Because we are all ordinary people, we really can’t imagine what we can do with 100 million. All we can think of is spending it, buying things, luxury cars, luxury houses, beauties/handsome guys, etc. Little do we know that these are excessive. Pursuit is the beginning of downfall.

To change the direction of thinking, we should think like this - if there are 100 million, we can do something. That's probably the most open-minded idea, not just thinking about what the money can do for me, but what can I do with the money.

According to Maslow's hierarchy of needs theory, the satisfaction brought by money is still relatively low. When material satisfaction reaches its limit, people will pursue spiritual enrichment. At this time, money may not necessarily be able to achieve it. , when it cannot be done, it is likely to be the beginning of a fall. What kind of spiritual happiness can people buy with money? It's drugs, it's sin. You know you can't do it, but you can't resist the spiritual emptiness, and you can only step into the abyss of eternal destruction.

Human desires are endless, just like Maslow's hierarchy of needs theory. When one level is satisfied, there will be another higher and more difficult level waiting for you, just like a game. There is no end to fighting monsters, and people are tired of it, but they know it and can't stop.

Don’t use your current situation to imagine a completely different life. Stop asking what’s the use of learning English? Because you will know the answer when you really master the language! Perhaps, only when you really have 100 million will you know whether you can spend it all, and the answers are different.

People always say that making money is important. In fact, being able to spend money is more important than being able to make money. If people don’t have the most basic restraint, let alone one billion, even one billion will be spent very quickly.

Before answering this question, let’s first talk about how huge a “billion” number is. One hundred million in cash is 10 10 million, 100 1 million, paper with 100 yuan denomination is 100 Ten thousand pieces, weighing about 2,100 kilograms.

The number of "hundred million" in reality also has a lot of energy. The clock runs for 100 million seconds, which takes about 3 years; 100 million grains of rice weigh 2,500 kilograms and can feed 15 people for a year. ; A person walks 100 million steps forward with his feet, which is 65,000 kilometers, much longer than the Long March.

If you have 100 million in cash on hand, without counting the appreciation of deposits, this money will be used to calculate a person’s lifetime consumption based on 100 years. One year is 1 million, one month is 84,000, and one day is 2.8 Qian, no matter who you are, it is a life comparable to that of a god.

But in reality, who lives by labor can own 100 million? No one has such extravagant thoughts.

It means someone has 100 million. It depends on how you spend the money. If you are a dandy, buy luxury cars, keep beautiful women, and then go to big casinos to act like a boss, you can spend it in less than a year. .

In the 1980s, people felt like they couldn’t spend all the money they had if they had 10,000 yuan. Look at it now [face covering]. If the economy is still so fast, I guess 100 million won't be enough for you to spend your whole life

The premise is that for ordinary people, that 100 million is indeed not enough to spend.

From a bank's perspective, he has achieved "financial freedom." In layman's terms, his passive income from financial management has been able to cover his daily expenses, and he can still have an extra portion to continue to be his principal. gold.

Deposit 100 million in the bank and buy the 1R product with the lowest risk. The annual interest rate is now about 3.8%, which is 3.8 million in interest per year, with an average of more than 300,000 per month. This is already a middle-class family. With half a year's income, you can basically buy whatever you want without having to think about it. If this kind of person were more indifferent, their happiness index would be very high.

If you don’t want to go to work, just stay at home. If you don’t have children, go out and travel every day. If you buy bank financing with maturities of three to six months, the interest can be calculated on a monthly basis. Your financial management will be monitored by a bank account manager. When it expires, we will notify you in time to resubscribe. After all, if it is 100 million, the difference of one week will be thousands or tens of thousands of dollars in interest.

If you want to work, just find a part-time job. It doesn’t require a high salary, as long as there are few things to do.

If I had 100 million, maybe I would be fine.

When you really have 100 million yuan, your quality of life will definitely change. The key is what it becomes. Go out in a luxury car with a dedicated driver. There are a lot of beauties in the company. There are several villas. Gambling every day. Wait for the life of the super rich. In a few years, you will be the same again. Because you are a rich man and not good at managing money.

Continue to live a clean life. Be good at using money to make money. I don’t think you need to have a high level of business acumen, and your wealth will keep growing to some extent. But for an ordinary person, if you have huge wealth, can you still maintain the virtue of thrift? More importantly, learn to use money to create more wealth.

In the third situation, ordinary people have billions of wealth. No more work, no more doing things. It will take more than a lifetime to spend. First of all, I am sure that this kind of person cannot have billions of wealth. Because he doesn't have any thoughts. Can a person without any ideas own billions of wealth?

One hundred million yuan is too much for ordinary people to spend, but after having one hundred million yuan, you are no longer ordinary.

When we first went to technical school in the late 1980s, the government provided a monthly meal stamp subsidy of 34 yuan. This was a huge amount for poor students like us who could hardly get 10 or 8 yuan in high school. A huge sum of money.

As a result, in the first two months, everyone still had enough money to spend, and they were able to exchange it for some snacks that they couldn’t eat on weekdays, and even drink. As soon as I learned how to drink, I just wanted to eat some good dishes. Pork head meat is no longer considered a hard dish. Things like Kung Pao chicken, sweet and sour pork tenderloin, etc. gradually became commonplace. This way, the money is not enough. If you want to drink together, you have to sell work clothes or something. In short, except for the girls in the class, all the boys don't have enough. At that time, I thought, it would be great if I went to work.

We can get more than 300 for working, which should be enough. After we go to work, the food, drinks, and supplies are all better, because we are in the circle of workers, and everyone’s level has improved. Drinking is nothing. We still have to make friends and go dancing. How can we do it with three hundred? In this way, we are still the ones who shouldered the burden first.

Later, we got one thousand, two thousand, and five thousand. We found that there are more and more good things in the world, and we need more and more. It seems that we never have enough money. For example, if everyone has a car, should I buy one too? Whose house is so big, should we buy it? It’s no longer appropriate to wear work clothes when going out. The brand’s suits are very expensive, but they are really good. Do you want to sell them? Do you want to buy your girlfriend’s diamond ring? Do you want to buy her favorite dress? Slowly I realized that neither five thousand nor ten thousand was enough. At that time, I thought, it would be great if I could earn one hundred thousand a month.

I started a business and earned 100,000 yuan a month. I am still just a small boss. I invested several million to build a shop. I am still a small and micro enterprise. I can’t afford a house in Beijing or drive a good car... I can’t be cool. I go to those clubs to talk about things and drink tea. In front of many big bosses, I still feel inexplicably nervous. When small brands enter big shopping malls, they are still not welcomed. They still feel that the money is not enough, and they still feel envious and jealous. Take a look. People, I just want to earn a million a month.

If this continues, I can be sure that as long as money is regarded as the most important indicator of life, one million per month will not be enough, nor will ten million. What about one hundred million? People will have a hundred million appetite, a hundred million greed, more good things will be discovered, and luxury goods will be unimaginable. A villa in the capital can use up all your money and your circle. It will no longer be ordinary, you will forget that you can survive in this world if you have enough to eat, and you will feel that you will not be able to survive if you no longer make money.

As long as money is used as the only yardstick to measure life and happiness, you will never feel that it is not enough, because at that time, your definition of poverty is: Look, even Jack Ma is not as good as you.