How to buy road travel insurance?

I don't know how to buy accident insurance on the road. It can be determined by the following three points:

1, according to the risk scope of travel insurance.

The requirement of insurance amount is based on the activities that tourists will participate in while driving. If the risk is low, such as a picnic, the insurance coverage can be lower. If the activities that tourists take part in are exploration, rock climbing, diving, etc. , is a high-risk activity, and the insurance amount can be appropriately increased. Many insurance products issued by insurance companies have no accident insurance for high-risk activities such as rock climbing, exploration and diving. Therefore, you should carefully check the coverage of insurance during the purchase process.

2. Increase the risk of scratching

When traveling, vehicles generally have no fixed parking place, and the possibility of body damage will greatly increase, so it is necessary to buy a scratch insurance.

3. Avoid repeated insurance.

Personal accident insurance mainly protects people from accidental death, disability insurance and accidental medical insurance. Before buying travel insurance, you should first check your insurance records, because there are many types of insurance, including travel-related insurance.