Excuse me, can I get a BofA savings card with my passport when traveling to the United States? Debit card. Thank you.

It is conditional to apply for a bank card in the United States. Besides passport, you need other documents. Specifically, the conditions for opening a bank account are as follows:

In daily life, the financial institution that has the closest relationship with Americans is the bank. All national banks and state chartered banks in the United States belong to the Federal Deposit Insurance Corporation. If any bank declares bankruptcy, depositors with less than100000 yuan will be compensated by the Federal Deposit Insurance Corporation. As long as international students choose to open an account in an insurance bank of the Federal Deposit Insurance Corporation, the interests of depositors will not be lost.

To open an account in an American bank, Americans need to bring their passports or driver's licenses, as long as they can prove their identity. When Americans open an account, it is often husband and wife, sister or father and son who open an account. Otherwise, it will be difficult for other households to withdraw money if one person encounters an accident or goes out of town.

Bank of America's demand deposits are divided into savings deposits, interest-bearing check deposits and interest-free check deposits. Ordinary deposits can be deposited and withdrawn every day: the interest rate is low. Interest-bearing cheque holders must keep a certain amount of deposit in the bank (for example, the bottom line is 1 000 yuan), otherwise they cannot open interest-bearing cheque holders, and interest-free cheque holders usually have low deposits. Some banks will send checks, and some banks will let customers buy them themselves. Banks will provide financial cards to facilitate customers to deposit and withdraw money. Credit card applications can only be applied after personal credit is established.

The interest rate of time deposit is high, but because international students have fixed expenses every semester or every month, they can't make a long-term deposit, so it is not recommended to deposit money on a fixed term. Generally, international students will choose to open a checking account and a current savings account.

The documents required for opening an account are as follows:

1. Passport

2. ID card or driver's license.

3. Social security card.

Settle foreign exchange accounts

Generally speaking, because students with student visas need to show their living expenses to the immigration officer when they enter the United States, you can show your expenses to the immigration officer in the following ways:

cash

It's usually not considered, because it's scary to take a large amount of cash with you just for ten hours by plane, and no one in the United States will take a large amount of cash with him.

draft

Although the purchase of a "draft" can be marked as payable to reduce the risk of loss reporting, it still takes time to notify the bank to stop paying and get back the equivalent amount if it is accidentally lost. At the same time, you should be responsible for the inconvenience during this time and the embarrassment of having no money to use.