I want to travel abroad, and I will travel abroad every year. I want to get a credit card from China Merchants Bank, which is more convenient to spend abroad! 1. Letter from China Merchants Bank

Hello, welcome to pay attention to the credit card of China Merchants Bank. All our credit cards support debit card binding, and the basic functions of credit cards are the same, such as credit card consumption, online payment at home and abroad, cash advance, installment payment, credit card points, accumulated credit, and interest-free period of up to 50 days. For different credit cards, different offers and promotions will be launched from time to time. Due to different personal preferences, I suggest you choose according to your own preferences. If you need to know what products our bank has launched at present,

At present, there are two basic credit card swiping lines in our bank, UnionPay line and international line (VISA, MASTERCARD, JCB or American Express, etc.). ). swipe your card on UnionPay online and settle directly in RMB; If you swipe your card on an international line, it will be settled in US dollars. Since the credit card consumption abroad will be settled in US dollars, if the consumption amount is not US dollars, there will be an exchange fee between the two currencies, that is, 65438+ 0.5% of the transaction amount, and the exchange fee will be charged by the bank on behalf of international organizations. If the consumption amount is USD, no settlement fee will be charged. If you use a full-currency credit card, you can spend in any foreign currency in the world, and there is no currency exchange fee. The function of purchasing foreign exchange will be automatically activated, and foreign currency consumption will be repaid with RMB. )