How to guarantee the seat insurance of tourist bus?

Hello! Tourist bus seat insurance actually requires carrier liability insurance.

1, driver's license, copy of driving license, responsibility of traffic police team, unilateral accident certificate, qualification certificate, injured person's ID card and hospitalization procedures are required.

2. See which ones are specifically agreed in the policy.

3. In general, the total liability is 65,438+000% of the main liability, 70% of the equal liability, 50% of the minor liability and 30% of the unilateral liability. This liability determines the proportion of the final claim of the insurance company. Of course, it depends on how much you insure. For example, you insured 65,438+00,000 yuan per seat, but the cost of medical expenses is 65,438+05,000 yuan, and you are the main responsible person, that is 65,438+00.

The insured is usually the company or the owner. In this case, the compensation is paid to the insured, but it can be paid to the injured through negotiation, but the first person to settle the claim must be the insured.

If you want to see more insurance products about travel insurance, you can click on my logo below and inquire after entering official website. I hope the above answers can help you!