What is travel insurance and how to insure it?

With the improvement of living standards, I believe everyone wants to travel, but it is recommended that you buy a travel insurance before traveling. This will also give yourself the most considerate protection. What is travel insurance? Woolen cloth? Let’s learn more about it together with this article.

What does travel insurance cover?

I believe many friends do not know what travel insurance is. In fact, travel insurance covers various accidents that may occur during travel (except for diseases and surgeries). The coverage provided for all accidental death and injury accidents (except suicide, war accidents, professional sports competitions and intentional acts) can generally be claimed by insurance companies. It is characterized by ensuring travel safety, comprehensive liability, and high protection. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

The contents covered by travel insurance include: 1. Personal accident protection. A pre-agreed amount of money due as a result of an accident resulting in death or permanent disability.

2. Medical expense protection. Medical expenses incurred due to accidents during the trip. A complete travel insurance should include "international medical support" services. In the event of a serious accident abroad, the insured can enjoy the services of an international medical team; such as emergency medical evacuation or repatriation to the place of origin. Most travel insurance policies only cover medical expenses caused by accidents, but there are also a few policies that can also cover medical expenses caused by illness during the trip.

3. Personal property protection. Covers financial losses caused by accidental damage or theft of property while traveling.

4. Personal legal liability protection. Protection against claims for personal injury or property damage to a third party caused by the insured's negligence during the trip. Since the policy terms issued by different insurance companies may be different, the coverage may vary.

What is travel insurance and how to insure it?

Now that you understand what travel insurance is, how should you insure it? It mainly includes: 1. Consumers can go to the sales counter of a professional insurance company to purchase: fill in the application form, the insurance company will issue an insurance certificate after receiving the insurance premium, and the insurance will take effect.

2. Consumers can contact qualified personal agents to purchase. Many consumers have insurance agents who serve them, and consumers can purchase insurance through this agent.

3. You can also purchase it through a qualified agency: many insurance companies install system terminals in agencies. After customers provide insurance information and pay insurance premiums to the agency, the agency prints it through the insurance company system. The insurance certificate is given to the consumer and the insurance becomes effective.

4. Consumers can also purchase through the website. With the popularization of the Internet, many insurance companies have launched online direct sales services. Consumers complete insurance information and payment online. The insurance company issues an electronic insurance certificate and sends it to the customer via email or text message, and the insurance becomes effective.

The above is a detailed introduction to "travel insurance". I hope everyone can purchase travel insurance according to the above insurance methods. Don't choose blindly!