Travel accident insurance compensation standards

When traveling independently or in a group, tourists must apply for travel accident insurance. Only in the event of an accident can they receive compensation. The scope of compensation includes compensation for personal casualties and death due to acute illness due to accidents; medical expenses caused by injuries and acute illness. Death treatment and repatriation of remains; compensation for accidents such as loss, theft and damage of luggage encountered by tourists during the trip; and finally, compensation arising from third-party liability. Whether it is domestic travel or overseas travel, travel accident insurance can protect the above-mentioned insurance liabilities within the contract. The relevant regulations clearly stipulate that the insured amount of travel accident insurance is 300,000 yuan for overseas travel, 100,000 yuan for domestic travel, and 30,000 yuan for one-day travel. The compensation coverage of travel accident insurance will vary slightly depending on the insurance company, but generally includes the following compensation caused by an accident during travel.