How much does overseas travel medical insurance cost?

Overseas travel medical insurance is mainly designed for people who are keen on overseas travel activities to protect them from accidental death and disability, accidental burns and scalds, and accidental medical expenses during their overseas travel due to the responsibilities stipulated in the insurance contract. , and sudden illnesses that comply with the contract are usually covered by the coverage. So, how much does overseas travel medical insurance cost? The following article will introduce it to you in detail.

How much does overseas travel medical insurance cost?

When purchasing overseas travel insurance, you should also consider factors such as the number of travel days and the consumption level of the travel area when purchasing overseas travel insurance. Get full protection. For example, when traveling to countries with high medical expenses such as the United States, Singapore, and Japan, it is best to have a medical insurance coverage of no less than RMB 200,000; for Schengen countries, the embassy requires medical insurance that includes 24-hour global travel assistance services. , the cost of overseas travel medical insurance shall not be less than 30,000 euros. What kind of good medical insurance is there? Which one is worth buying? Take a look at this year’s top 10 best-selling insurance policies from insurance companies: What are some good medical insurance recommendations? Inventory of the top 20 best-selling high-quality medical insurances in 2020

Schengen visa insurance and overseas travel accident insurance that meet the visa requirements of Schengen countries need to meet two requirements at the same time: First, it must have a global emergency rescue function Insurance, and the insurance period must cover the period of stay applied for; secondly, the cost of overseas travel medical insurance cannot be less than 30,000 euros, that is, it cannot be less than 300,000 yuan.

Understand the cost of overseas travel medical insurance and choose the appropriate product

It is recommended that you purchase Cigna Changyou Global Overseas Travel Accident Insurance, which is suitable for global overseas travel and covers travel accidents and emergencies. Coverage for sexually transmitted diseases and death, as well as global overseas inpatient and outpatient medical services, allow everyone to go out without worries. At the same time, if the insured dies or becomes disabled due to an accident while traveling overseas, we will pay the accidental death insurance benefit or the accidental disability insurance benefit in accordance with the ratio agreed in the "Personal Insurance Disability Assessment Standards". If the insured person suffers from an accidental injury or sudden acute illness while traveling overseas and receives emergency medical consultation and necessary medical examination and treatment with the permission of the authorized doctor of the rescue agency, we will bear the resulting outpatient expenses through the rescue agency, including ordinary medical expenses. Outpatient expenses and dental outpatient expenses are 4,000 or 8,000 yuan each. (The deductible is 10% of the insured amount). It includes accidental injury, death and disability protection. The cost of economic overseas travel medical insurance is: 200,000; the ordinary type: 350,000. Luxury type: 500,000. Supreme type: 1 million. The scope of protection is that the insured dies or becomes disabled due to an accident while traveling overseas. We will pay the accidental death insurance benefit or the accidental disability insurance benefit in accordance with the ratio agreed in the "Personal Insurance Disability Assessment Standards".

The above is a detailed introduction to the "overseas travel medical insurance costs". I hope everyone can buy an overseas travel medical insurance as soon as possible.