What kind of insurance does Ctrip usually buy?

Traveling by car and boat is essential. The insurance period starts from the time when the ticket goes through the formalities of entering the station or boarding, and ends when the ticket goes through the formalities of leaving the station or leaving the ship. During the validity period of insurance, if an accident causes the death, disability or loss of physical function of tourists, the insurance company shall pay insurance money to the injured or the family members of the deceased in addition to medical expenses as required.

Travel personal accident insurance

Before going to the scenic spot and experiencing thrilling tourism projects, it is best to choose to go to personal accident insurance voluntarily. The insured amount is 10000 yuan, and at most 10 copies can be insured at one time. The insurance period is from the time you buy insurance and enter the tourist attractions to the time you leave the scenic spots.

Tourists can choose whether to buy the insurance according to the safety factor of tourism projects. But when you take the following tours, you'd better buy insurance: adventure tours, such as exploring grand canyons and caves, going to deserts and grasslands, etc. Eco-tourism, such as watching animals in wild zoos, picnicking and camping in wild botanical gardens, etc. Thrilling swimming, such as drifting with rapids and climbing cliffs.

Personal insurance for lodging tourists

From 0: 00 on the day of check-in, the insurance period is 15 days, and the insurance can be renewed at the expiration, and multiple copies can be invested at a time. During the insurance period, the insurance company will pay insurance benefits according to different standards if tourists die, become disabled or lose their physical function due to accidents, foreign attacks, murders or to protect their own or others' lives and property, or their property is stolen or robbed.

Each insurance liability is divided into three aspects: first, the insurance premium for accommodation tourists is 5000 yuan; 2. Insurance premium for lodging tourists 1 1,000 yuan; Third, compensate 200 yuan for the accidental damage or theft of tourists' belongings.

Travel assistance insurance

Jointly launched by insurance companies and rescue companies. Visitors can call for free assistance no matter where they are in danger at home or abroad. Expand the original personal accident insurance service for tourists, extend the general claims of traditional insurance companies, and provide timely and effective help in case of accidents.