Traditional Culture Encyclopedia - Tourist attractions - Travel loan, how much can I borrow at most?
Travel loan, how much can I borrow at most?
The minimum amount of personal travel loans is 2,000 yuan, and the maximum amount of loans applied for by individuals for tourism consumption is 50,000 yuan. The maximum amount of loans applied by individuals and their family members for tourism consumption is 654.38+10,000 yuan. If mortgage loan is selected, the loan amount is related to the value of collateral and pledge or the credit of the third-party joint and several liability guarantor. The Bank of Communications stipulates that the mortgage of real estate shall not exceed 70% of the value of the mortgaged property; At the time of pledge, the maximum amount shall not exceed 80% of the value of the pledged property, and if there is a third party guarantee application, the maximum amount shall not exceed 60% of the total travel expenses.
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