Calculation of travel insurance compensation amount

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Most tourists who have purchased travel accident insurance want to know what the compensation standards of travel accident insurance are? In response to this problem, industry professionals said that the compensation scope of travel accident insurance includes compensation caused by personal injury and death from acute illness, medical expenses for injuries and acute illness treatment; expenses required for the repatriation of remains or death processing; tourists Compensation required for theft, damage, or loss of the luggage and items carried; compensation caused by third-party liability.

According to the basic standard of travel accident insurance compensation amount, there are specific regulations for outbound travel, inbound travel and domestic travel; when travel agencies apply for travel accident insurance for foreigners traveling inbound and Chinese traveling abroad, each The insurance amount for each tourist shall not be less than RMB 500,000. When applying for insurance for domestic tourists traveling within China, the insurance amount for each tourist shall not be less than RMB 100,000.

In addition, if an accident occurs to tourists during travel, they will receive full, half or part of the insurance amount according to regulations, depending on the specific circumstances. To sum up, the compensation standard for travel accident insurance is that when travel agencies apply for travel accident insurance for foreigners traveling inbound and Chinese traveling abroad, the insurance amount for each tourist shall not be less than RMB 500,000. When applying for insurance for domestic tourists traveling within China, the insurance amount for each tourist shall not be less than RMB 100,000. That’s it for the above introduction, I hope it can be helpful to all tourists. If you have any questions about travel, you can consult Yingtushe Outdoor.