I bought an overseas travel insurance when I traveled overseas. I fell ill in the local area at that time. What if the insurance company doesn't reimburse me for the money I received?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Traveling on business or abroad is bound to encounter all kinds of unpredictable risks. Diseases caused by acclimatization are one of the common risk factors. In order to improve the level of protection, it is necessary to buy an appropriate overseas travel insurance. When you were overseas, you took out the corresponding overseas travel insurance, but because you were sick in the local area, the insurance company would not reimburse you for the money you received when you came back. In view of your situation, I remind you that overseas travel insurance claims must be made in strict accordance with the process.

Overseas travel insurance claim process 1, declaration. After receiving the notice of danger, the insurer shall immediately send someone to conduct on-site investigation, understand the situation and reasons of the loss, check the insurance policy and register for the record. ? 2. Review certificates and materials. The insurer shall examine and verify the relevant certificates and materials provided by the applicant, the insured or the beneficiary. ? 3. Check the insurance liability. After receiving the request of the insured or beneficiary for compensation or payment of insurance benefits, the insurer shall, after verifying the facts and reviewing various documents, promptly verify whether and how much insurance liability it should bear. 4. Fulfill the obligation of compensation. On the basis of verifying the liability, the insurer reaches relevant compensation or pays the insurance amount with the insured or beneficiary on the insurance liability.

In short, I remind you that you must report the case in time abroad, contact the insurance company and submit relevant materials. Generally speaking, the bigger the auto insurance company, the more obvious its advantages in claims settlement. Many insurance companies that provide high-quality overseas travel insurance claims are welcome to choose.