What are the procedures for joining a tour group and traveling abroad?

Choose the best way to take money when traveling abroad.

Seeing that the Spring Festival is coming again, many people have started to sign up for overseas tour groups during the Spring Festival. Compared with domestic tourism, the preparation time for traveling abroad is long and the process is complicated, which inevitably involves the issue of currency exchange. In addition to cash, you can also use international credit cards, bank drafts and traveler's checks to carry foreign exchange.

cash

Advantages: simple and direct, no handling fee.

Disadvantages: unsafe, inconvenient, exchange loss. Most people choose to carry cash when they travel abroad, which of course has its advantages, but its disadvantages are also obvious: it is inconvenient and unsafe to carry a lot of cash with them; When foreign currency is converted back to RMB, the cash quotation is lower than the cash quotation, which will cause losses; In addition, the use of cash may encounter counterfeit money, and the risk of loss must be borne by yourself.

bank draft

Advantages: reliable and low handling fee.

Disadvantages: it is cumbersome and not widely used. Bank drafts have their own characteristics: they are generally opened by foreign exchange banks that handle international business, with reliable credit and low cost. Generally, banks only charge a few thousandths of the handling fee. But its disadvantage is that it must be handled through the bank, and the procedures are cumbersome. However, when abroad, it is not easy to stay in hotels and restaurants.

It is not convenient for tourists to accept it directly.

traveler's checks / traveller's cheque

Advantages: you can enjoy a variety of services.

Disadvantages: It is more complicated than cash and requires a certain handling fee.

International credit card

Cash deposit and withdrawal function-cardholders can deposit and withdraw cash at foreign currency savings outlets of Industrial and Commercial Bank of China all over the country, or they can withdraw cash at ATMs with VISA or MASTER logo posted overseas;

Transfer function-according to the regulations of the issuing bank, cardholders can deposit funds into other domestic banks or overseas ICBC agencies by transfer;

One card and two coins-the cardholder's domestic consumption is accounted for in RMB, and consumption abroad is accounted for in US dollars;

Overdraft consumption-within the credit limit, cardholders can use credit cards to overdraw consumption in domestic ICBC merchants or overseas 6,543,805,000 VISA and MASTER merchants;

Interest-free repayment-cardholders can enjoy an interest-free repayment period of 25 days to 60 days;

Online shopping-by applying to the issuing bank, the cardholder can realize online shopping;

Global service-A 24-hour service hotline is set up in China Industrial and Commercial Bank to provide all-round consulting services, and emergency service centers such as VISA and MASTER are set up in many countries around the world, so cardholders can enjoy emergency services such as credit card replacement and emergency cash withdrawal.

Personal travel procedures abroad

1. The applicant holds a resident ID card or household registration book to the Exit-Entry Administration Office of the Public Security Bureau to receive 1 copy of the Approval Form for China Citizens Going Abroad for Private Purposes, fill it in truthfully, and the unit or police station will issue opinions and affix official seals as required. The applicant himself applies to the Exit-Entry Administration Office of the Public Security Bureau;

2. Submit two 2-inch recent straight-edge bareheaded color half-length identity photos (see photo description for details), of which 1 photo was posted by myself in the photo column of the application form, and 1 photo was given to the receptionist when submitting the application;

3. Submit a copy of the household registration book and resident ID card (original inspection);

4. Individuals traveling abroad must submit proof of travel expenses, such as time deposit certificates with a term of more than 3 months (the amount shall not be less than 4,000 US dollars or equivalent international currency or 50,000 yuan); If the deposit period is less than 3 months, the deposit certificate issued by the bank shall be submitted at the same time. A copy shall be kept by the public security organ; * The deposit slip and deposit certificate must be issued by the five major banks in the city (China Bank, China Construction Bank, Industrial and Commercial Bank, Agricultural Bank and Bank of Communications).

5. Copies of all application materials submitted shall be in B5 paper specifications.