How is overseas travel insurance compensated? Is it difficult to settle claims for overseas travel insurance?

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Hello! There will inevitably be various unexpected risks during overseas travel, such as flight delays, loss of documents, etc., which are unpredictable. In order to improve the protection of your overseas travel, it is necessary to purchase appropriate overseas travel insurance in a timely manner.

How overseas travel insurance pays out

1. After an accident, you need to report the accident as soon as possible and tell the details of the accident.

2. The insurance company will send staff to investigate the risk situation. If it is identified that the risk situation is within the coverage scope of the overseas travel insurance you have purchased, compensation will be determined.

3. If you encounter flight delays and other situations, you should issue a flight delay certificate at the airport to ensure subsequent compensation.

4. Prepare relevant claim information.

5. Obtain compensation.

Is it difficult to settle claims for overseas travel insurance?

Generally speaking, as long as the scope of your accident falls within the coverage scope of the overseas travel insurance you purchased, and your information is complete, you can The claims process should not be difficult. In order to facilitate your subsequent claims settlement, it is recommended that you try to choose a formal insurance platform when applying for insurance. It is the largest insurance e-commerce platform in the country. Once you are unable to get out of the insurance when purchasing overseas travel insurance, the professional claims team will assist you throughout the entire claim settlement process. Before purchasing insurance, we remind you to pay attention to the following points:

1. Choose an appropriate insurance amount based on the consumption level of the country of travel.

2. The overseas travel insurance purchased needs to cover your entire trip. Make your entire trip covered.

3. When purchasing outbound travel insurance, pay attention to whether international emergency rescue services are included. Since it is difficult for domestic insurance companies to expand their outlets abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. Whether a tourist has lost his wallet or lost his passport, he can call the rescue hotline. Some major international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and purchase online. You can compare the products of multiple insurance companies and choose the product that best suits your protection and travel needs. Applying for insurance is also very simple and convenient. On the homepage, register as a member for free. After logging in, select the product you like, select the guarantee period, and you can buy it immediately. The price is cheap, and the entire insurance process is clear and transparent, eliminating the hassle of intermediaries. The premiums are lower and the autonomy is stronger.

It is necessary to purchase a suitable overseas travel insurance before traveling overseas. It is recommended that you make a comprehensive comparison based on your specific overseas travel plan. We provide overseas travel insurance products from multiple insurances. You can Come and compare your options.