Activation and Use Process of ICBC (Asia) Card

It is said that everyone who can invest in financial management must have a Hong Kong bank card or an Asian card of the four major banks, otherwise they are embarrassed to say that they can invest in financial management. As the most experienced (self-proclaimed hahaha) wealth manager, how can you fall behind? So on the way to Yaka, I began to die.

As for how to get the card in the end, I won't say much. In short, just follow the tips provided by the senior sisters in the previous group. The most important thing is to find a bank that can handle this business. I finally got an ICBC (Asia) card. Next, I will talk about the activation and use process of Asian cards. This process is also abusive, because the bank staff themselves are not very clear about this business, so many times I try to finish it slowly while searching. In order to make everyone stop taking my detour, I recorded the process I operated for your reference. I hope I can help you in the process of using it, then I will be very happy haha!

Preparation before activation:

1. You need to apply for an ordinary ICBC savings card to open online banking and mobile banking. Used for fund transfer of ICBC (Asia) Card.

2. ICBC (Asia) Card and corresponding password envelope.

I. Activation of ICBC (Asia) Card (3 steps)

1, converted into Hong Kong dollars

Log on to ICBC website-settlement and sale of foreign exchange-purchase of foreign exchange-purchase of foreign exchange 10060 HKD (because the transfer requires 60 yuan HKD handling fee. Use the best choice: travel for personal reasons, don't choose investment, etc. )

Step 2 transfer money

After the successful purchase of foreign exchange, remittance will be made to overseas banks through ICBC's online banking or mobile banking-transfer remittance-cross-border remittance (to ICBC's Asia card with the same name, there are five sub-accounts, and it needs to be transferred to a corresponding Hong Kong dollar sub-account with a mantissa of 2).

Precautions:

1) Payee's address (English): No.3 GardenRoad.center

? Hong Kong

2) Only when transferring money for the first time, you need to fill in the address and save it in the system, so you don't need to fill it in. There is no need to fill in the postal code.

3) ICBC (Asia) Card will be activated the day after receiving the funds.

3. Login and use of ICBC (Asia) Card

Enter ICBC (Asia) official website or the mobile version of "ICBC (Asia) Bank" (the name of the APP is ICBC Mobile Banking), log in to the account (the account at this time is the main account with a tail number of 0), and the password is the corresponding "online banking" envelope among the three password envelopes. After logging in for the first time, you will be prompted to change it to your own login password.

After completing the above three steps, ICBC (Asia) Card will be considered as activated.

Two. Icbc Asia card account opening

I'm sure some friends will ask, hasn't the ICBC (Asia) card been opened? Why do you want to open an account? Let me explain to you. In fact, the ICBC (Asia) card handled by the bank is only a comprehensive account (equivalent to a capital account) and has no function. For example, if you want to invest in Hong Kong stocks and buy wealth management, you still can't buy it, because you don't have the corresponding authority, so we need to open the corresponding authority before we can carry out the subsequent investment operation.

The specific operation process is as follows:

ICBC (Asia) official website-Account Service-Online Account Opening-Account Opening Application-Stock Account (Cash)/Investment Fund, Bonds, Structured Products, etc. Specific permissions can be selected according to their own investment needs. It can be used one or two trading days after the opening.

Three. How to buy wealth management products with ICBC (Asia) card (the most crucial point is coming)

Fund subscription process (taking a fund settled in US dollars as an example)

1. Log in to ICBC (Asia) account (both refer to the main account ending in 0)-Currency transaction-US dollar exchange, because the minimum investment for settlement in Hong Kong dollars, US dollars and euros is 1000 yuan. So you have to change Hong Kong dollars into at least $65,438+0,000 first.

Note: Debit account number selection: Hong Kong dollar deposit.

Selection of deposit account number: foreign currency deposit

2. Investment-Fund-Fund Subscription-Search Fund-Select Target Fund-Subscribe.

Note: Unlike domestic subscription funds, you need to read all the "pre-plans, annual reports, interim reports, content summaries and product information summaries" before subscribing.

The above is the whole process of activating ICBC (Asia) account and purchasing wealth management products. I hope my arrangement will help you! Finally, I wish all friends more and more smooth investment and financial management! Can realize wealth freedom and life freedom!