Is there an annual fee for Ping An Credit Card?

Is there an annual fee for Ping An Credit Card?

Ping An Bank has different annual fees for different types of credit cards. You can log in to Ping An Pocket Bank APP- Credit Card-More-Card Family Portrait to learn about the annual fee standards of different credit cards.

If you need to consult Ping An Bank's credit card business, you can click on the link below to select "My"-exclusive customer service or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation.

Reply time: 202 1- 12-27. Please refer to the latest business changes announced by Ping An Bank in official website.

Is there an annual fee for Ping An Bank credit card?

Ping An Bank's credit card has an annual fee, and the specific rules for collecting the annual fee are as follows:

1. ping an bank credit card Capka annual fee for the main card 100 yuan/year, and annual fee for the auxiliary card, 80 yuan/year;

2. Ping An Bank Credit Card Gold Card Annual Fee 175 yuan/year, Sub-card Annual Fee 125 yuan/year;

3. The annual fee of Ping An Bank Credit Card Platinum Card is 2,800 yuan/year for the main card and 1800 yuan/year for the auxiliary card;

4. Ping An Bank credit card diamond card annual fee 10000 yuan/year, and sub-card annual fee 6000 yuan/year.

Ping An Bank's credit card has an annual fee-free policy:

1. In Ping An Bank's credit cards, some cards enjoy automatic annual fee exemption in 1 year, and the annual fee will continue to be reduced after the consumption reaches the standard in the second year. For example, Ping An Bank's Ctrip Platinum Credit Card has an annual fee of 480 yuan/year, and the annual fee will be automatically reduced in the first year. If you spend 12 times in that year, you can continue to reduce or exempt the annual fee. Ping An Good Car Owner's Card is automatically exempted from annual fee in the first year, and the annual fee can continue to be reduced after spending 6 times in that year.

2. Among the credit cards of Ping An Bank, some types of cards can be exempted from annual fees for life, such as Ping An Premium Card, Ping An No Card, American Express Yao Hong Card and MasterCard Platinum Card. In addition, as long as you apply for a platinum card before 65438+February 3 1 this year, you can also enjoy the annual fee-free treatment for life.

Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to basic functions such as credit consumption and cash advance, Ping An Bank also has many unique functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel".

All natural persons who have reached the age of 18, have full capacity for civil conduct, have a stable and legitimate source of income and have a good reputation can apply to the card issuer for a personal credit card master card with their valid identity documents and other documents required by the card issuer. The main cardholder of Ping An Bank's credit card can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.

Do you need an annual fee for Ping An Credit Card? how much is it?

You need to pay an annual fee.

Ping An Bank's annual credit card fee is divided according to the level of the card, and the specific fees are as follows:

Ping An Platinum Credit Card: the annual fee of the main card is 2,800 yuan; Annual fee of supplementary card 1800 yuan;

Ping An Bank Credit Card: Gold Card Annual Fee 300 yuan; Annual fee for supplementary gold card 150 yuan;

Annual fee of Puka MasterCard 100 yuan; Supplementary card annual fee 50 yuan;

Ping An Insurance Credit Card 2 1 13: annual fee for the master card of Puka 100 yuan; Supplementary card annual fee 50 yuan;

Ping An One Account Pass: 300 yuan for the annual fee of Jinkapu Card; Puka annual fee 100 yuan;

Ping An Ctrip Business Travel Credit Card: the annual fee of the gold card is 300 yuan; Annual fee of supplementary card 150 yuan;

Annual fee of Puka MasterCard 100 yuan; Supplementary card annual fee 50 yuan;

Ping An Owner's Credit Card 526 1: the annual fee of the main card is 200 yuan;

Ping An I Car Credit Card: the annual fee of the main card is 300 yuan.

Extended data:

Ping An Bank Credit Card Free Annual Fee Policy:

Ping An Bank's credit card, 1653, can be exempted from the annual fee for the first year, and the annual fee for the next year can be exempted if it is spent six times in the current year (except platinum card and owner card). Ping An Platinum Credit Card's annual fee for the first year is rigid (cannot be reduced). If you spend 150000 yuan in the current year, you can get rid of 50% of the annual fee for the next year, and if you spend 300,000 yuan in the current year, you can get rid of the annual fee for the next year. The supplementary card has the same rules as the main card.

The first year's rigid annual fee (non-deductible) of Ping 'an car owner's credit card, and the annual fee for the following year can be exempted if the consumption reaches 30,000 yuan or equivalent US dollars in that year.

Is there an annual fee for Ping An Credit Card?

Including no card and Shanghai youth credit card, free of annual fee, other cards need annual fee. The annual fee is as follows:

1, main card of diamond card: RMB 10000 yuan/year; Supplementary card: 6000 yuan/year, and the preferential policies for annual fee include: diamond card; Caifubao diamond card and other cards.

2. Platinum MasterCard: RMB 400-6000/year; Supplementary card: 0-3,000 yuan/year. Some cards have preferential annual fees, including: Ping An Standard Platinum Card; Centurion platinum card; Securities wealth enjoys platinum card; Ping An Jufu One Account Pass Platinum Card; Ping An Elite Platinum Credit Card; American Express Dollar Platinum Card; VISA dollar platinum card; MasterCard, Dollar Card, Platinum Card, etc.

3. High-end joint credit card master card: RMB 400-600 yuan/year; Supplementary card: 200-480 yuan/year. Some cards have preferential annual fees, including: lufax AI Fortune Platinum Card; Ping An Iqiyi Platinum Card; Securities wealth platinum card; Caifubao Platinum Credit Card; Tencent video co-branded credit card; Manchester United red devils platinum card and other cards.

4. Standard gold master card: RMB 200 yuan/year -300 yuan/year; Supplementary card: RMB 100- 150 yuan/year. Some cards have preferential annual fees, including: Ping An Standard Credit Card Gold Card; Ping An Ctrip Business Travel Credit Card Gold Card; Ping An Store 1 Joint Credit Card Gold Card; Ping An Insurance Credit Card; Ping an I car credit card; Ping An China Travel Credit Card Gold Card; Ping An Jintong Credit Card and other card types.

5. Standard universal card master card: 65 yuan/year-100 yuan/year; Supplementary card: 40 yuan/year -50 yuan/year. Some cards have preferential annual fee policies, including: Ping An standard credit card; Ping An Ctrip Business Travel Credit Card Puka; Store Ping 'an 1 joint credit card Puka; Ping An Be@rbrick Fashion Credit Card and other cards.

6. Original SDB gold card: RMB 175 yuan/year; Supplementary card: RMB 125 yuan/year. Some cards have preferential annual fee policies, including: Hainan tourist card; China Ping An Life Insurance Company of China Insurance Company co-branded credit card; Beautiful car Tian Li Tian Li credit card; Beautiful car Yongqing credit card; Liangche Huitianka; Liangche Huitong Nanling Credit Card; Buy a credit card; Beautiful cars, credit cards, etc.

Extended data:

Inactive credit cards may also be charged an annual fee. Many people actually have more than one credit card, so there must be idle credit cards. Moreover, some people will put the credit card aside because of the low credit limit after getting it;

However, even if the credit cards are used for a long time, if they are not used or activated, some credit cards will be automatically activated without the confirmation of consumers, resulting in an annual fee. For example, the annual fee for platinum cards and above is usually more than 1000 yuan. This kind of credit card has high rights and interests, and even if it is not activated, it is usually inevitable to charge an annual fee.