How to claim for overseas travel insurance? What insurance should I buy for a business trip to Japan?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

In case of medical accidents during overseas travel (including business trip and tourism), general insurance companies will require the following materials to apply for claims: (1) documents required for outpatient and emergency medical treatment: 1. Doctor's diagnosis and prescription; 2. Receipts and lists of medical expenses; 3. Others are injured or traffic accidents need police proof. (2) Documents required for hospitalization: 1. Documents required for outpatient and emergency services; 2. Summary of hospitalization; 3. Other relevant reports to prove the illness.

In particular, it is necessary to keep the doctor's medical certificate and the receipt of the pharmacy to pay the travel insurance, and claim compensation from the insurance company after the trip.

If you die unfortunately abroad, there are two main types of death: disease and accident. Among them, the claims materials that usually need to be provided for the death of a disease are: 1. Death certificate issued by the hospital; 2. If you are a tourist of China nationality, you need to cancel your account; 3. Cremation certificate, accidental death does not require a death certificate, and the specific process is similar to that of ordinary life insurance claims.

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