What is the difference between travel accident insurance and ordinary accident insurance?

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Hello! The biggest difference between travel accident insurance and ordinary accident insurance is that they cover different objects.

Travel accident insurance, as the name suggests, refers to the insurance against external, sudden, and non-disease-related accidents during the travel activities arranged by the travel agency during the contract period. The insurance period generally refers to the time when a tourist sets foot on the means of transportation provided by the travel agency and ends when the tourist leaves the means of transportation arranged by the travel agency at the end of the trip. Travel accident insurance is a kind of short-term insurance that covers tourists rather than travel agencies. It is a short-term compensatory insurance purchased voluntarily by tourists.

General accident insurance, also known as accident or injury insurance, means that the policy holder pays a certain amount of premium to the insurance company. When the insured suffers an accident during the insurance period and this is the direct cause In the event of death or disability, the insurance company will pay a certain amount of insurance money to the insurer or beneficiary in accordance with the insurance contract.

Risks are always unavoidable when traveling. How to prevent risks and ensure a happy trip? It is recommended that you purchase a travel accident insurance.

Currently, there are overseas travel accident insurance products from many insurance companies on the insurance website. Here are several products recommended for your reference: