What is children’s overseas travel insurance?

Children are lively and active by nature and full of curiosity about everything. Therefore, they extremely lack the awareness of self-protection and have limited ability to avoid various risks. Therefore, when traveling, especially in unfamiliar foreign countries, the risk of accidents for children and young people is very high. Therefore, it is necessary for parents to buy children's overseas travel insurance for their children. So what is children's overseas travel insurance? What are the good critical illness insurances for children? Which ones are cost-effective? Which one is the most worth buying? Let’s take a look at the top 10 best-selling children’s critical illness insurance policies from the top 10 insurance companies

What is children’s overseas travel insurance?

Children’s overseas travel insurance is often referred to as overseas travel accident insurance. The current overseas travel accident insurance products cover a very wide range, not only protecting the insured against accidental death or disability caused by sudden accidents during travel. It also includes protection for various unexpected situations such as accidental injury medical treatment, the insured's personal belongings, flight delays, personal money, loss of documents, etc. The most important protection is emergency rescue insurance. When children are accidentally injured during the trip or suffer from contracted diseases, they can call emergency rescue agencies for help.

However, parents need to pay attention to the fact that since children do not have the ability to work and have no financial ability, in order to protect the rights and interests of minors, the China Insurance Regulatory Commission stipulates that the insurance amount for accidental death of children shall not exceed 100,000 yuan. , the excess will not be reimbursed. Therefore, when parents purchase children’s overseas travel insurance, they must check the coverage amount clearly.