How to buy group travel insurance is more appropriate?

Many friends like to travel with family and friends. A group of people will be very lively, but security issues can not be ignored. Many companies organize employees to travel together to enhance their sense of belonging. Some families occasionally go out in groups. Although there are many people, you need to buy a group travel insurance. How to buy group travel insurance?

For some group travelers, if they plan to travel in China, they can buy a domestic group travel insurance. Before buying group domestic travel insurance, we must first make clear the number of tourists to see if it meets the standards for buying group domestic travel insurance, generally more than 8 people. If the safety factor of group travel routes and destinations is relatively high, you can buy a short-term accident insurance covering the travel period. In addition, if there are high-risk sports in the activity, you need to pay special attention to the scope of protection and buy a domestic group travel insurance that can cover high-risk sports.

If everyone is traveling abroad in groups, experts suggest that the tour leader should take out an overseas group travel insurance. When purchasing overseas group travel insurance, you should choose insurance according to the country you go to. If you go to a country with a general medical level, the medical insurance for group overseas travel insurance is about 6,543,800 yuan.

However, if you go to a country with a higher economic level, the medical insurance for group overseas travel insurance should be more than 200,000 yuan. If you go to Schengen countries in Europe, you need to apply for a European Schengen visa.

No matter where the group travels, although there are many people, it is also easy to encounter risks. A suitable group travel insurance is still very important. The actual number of days of group travel insurance must be greater than the number of days of travel, and the scope of protection must include entertainment activities that everyone will participate in.