What is discretionary payment?

Arbitrary payment is a brand of personal consumption installment payment under Suning Finance. Its purpose is to provide multi-scene, omni-channel and all-round micro-consumer loan services for individual users. Voluntary payment has the advantages of no guarantee, zero down payment and no interest, allowing consumers to enjoy it first and then pay.

1. Interest-free Mall is an interest-free mall specially built for Suning.cn and Suning Finance. Members can buy goods and services such as mobile phones, communications, electrical appliances, cosmetics, mothers and babies, supermarkets, department stores, decorations, etc. in the shopping center, and enjoy the installment payment provided at will.

2. Arbitrary payment is a personal consumption installment payment brand under Suning Finance. Relying on Suning's ecological circle, Renxing Pay has been constantly opening up various scenes such as home, department stores, FMCG, tourism, etc., providing inclusive consumption and value-added financial services for Suning omni-channel members, and helping to improve the quality of life of hundreds of millions of users.

3. For a long time, willful payment has been helping Suning users regain their vitality and constantly promote upgrades. Voluntary payment supports 30 days interest-free (charge), 30 installments (0 installment (0 down payment, 0 interest, 0 handling fee), and the longest is 5 years.

1. "Pay at will" shopping loan supports all goods except virtual goods in Suning physical store and Suning.cn. At the same time, "willful payment" also supports special services such as Yanghe. In the future, the positioning of arbitrary payment is not only in Suning channel. On the list of shareholders of Suning Consumer Finance Company, there are two traditional consumer goods companies, Yanghe and Xiansheng Zaikang Jiangsu Pharmaceutical. They have a huge network of chain stores and members, and will soon be absorbed by the fickle consumption environment.

2. If you want to open the discretionary payment function of Suning.cn, you must first open Suning.cn in the browser and enter its home page. Of course, you have to log in here after you open Yifubao. If you don't have an account, you can register yourself. Log in to your account and we will jump to the personal management background page. Next, we will browse the background management page and find the "pay at will" option at the bottom. Once you find the free choice payment option, you can see the Apply Now button below it. Here, click the application button with the mouse. After clicking Apply Now, we will immediately enter any payment information confirmation page. Then, we can find the confirmation button on the information confirmation page and click the mouse to confirm. Please note that you cannot apply for an account without real-name authentication. Please verify your real name first.

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