Traditional Culture Encyclopedia - Travel guide - How to claim for flight delay insurance

How to claim for flight delay insurance

Flight delay insurance is an insurance policy in which the policyholder pays insurance premiums to the insurer in accordance with the provisions of the flight delay insurance contract and obtains compensation when the flight delay stipulated in the contract occurs. So how to make a claim for flight delay insurance?

How to make a claim for flight delay insurance?

The method of claim settlement for flight delay insurance is self-service claim settlement or customer service call reporting, that is, when the insured discovers the flight After the delay, they can declare insurance on their own. Generally speaking, if the flight delay reaches the compensation conditions, the insured must call the report within a specified time, usually within 48 hours. At the same time, four additional materials are required: the delay certificate issued by the airline, the boarding pass for the delayed flight, a copy of the insured’s ID card, and a copy of the bank card.

Of course, this insurance is a relatively small type of insurance, so after the insurance company receives the materials, it will be reviewed within 1-2 working days. If the situation is correct, compensation will be obtained within 3-5 working days. . Delay insurance first appeared in 2007 as part of comprehensive travel insurance. Later, many customers purchased flight delay insurance based on the adverse selection phenomenon based on weather forecasts many days in advance, so this insurance began to lose its reputation.

To sum up, this is how flight delay insurance claims are settled.