Traditional Culture Encyclopedia - Travel guide - How many Postal Platinum Cards can be used to get the annual fee waived for the next year? How can the Postal Platinum Card waive the annual fee?

How many Postal Platinum Cards can be used to get the annual fee waived for the next year? How can the Postal Platinum Card waive the annual fee?

1. Postal Savings Bank of China Travel Platinum Card can be exempted from the annual fee for the following year if you make a certain number of transactions with the Postal Savings Bank Travel Platinum Card.

Postal Savings Bank of China Owner Card includes three levels: ordinary card, gold card and platinum card.

The general card has no annual fee for life.

The gold card is 125 yuan per year, and the negative book card is 60 yuan per year. The annual fee is waived in the first year, and 6 annual fees are waived in the following year, excluding curves.

The annual fee for the Platinum Card is the top Asia Platinum Card. The main card is 500 yuan per year, and the negative card is 200 yuan per year. There is no annual fee for the first year. If you spend over 70,000 yuan or 20 times, the annual fee for the primary and secondary cards will be reduced for the following year.

The annual fee for a postal credit card is calculated based on the cycle year plus 12 months starting from the corresponding zodiac year on the card, not from the activation date of the credit card.

:2. How to waive the annual fee for the Postal Savings Bank Platinum Card

1. The difference in credit card limits: The credit limit of Postal Savings Bank’s gold card is generally less than 100,000, while the limit of Postal Savings Bank’s gold card is generally less than 100,000. Platinum cards range from 100,000 to 1 million.

2. Difference in credit card annual fees: Postal Savings Gold Card annual fee is 125 per year. Generally there is no annual fee for the first year. As long as users meet certain conditions, the annual fee can be waived. The annual fee for the Platinum Stamp and Coin Card is RMB 500 per year, and the annual fee is waived in the first year. The fee is also waived under certain conditions.

3. Differences in benefits and services: The benefits and services enjoyed by the Postal Savings Platinum Card will be higher and richer than those enjoyed by the Postal Savings Gold Card.

3. How much is the annual fee for the Postal Savings Bank Platinum Card?

The Postal Savings Bank card has an annual fee.

The annual fee for the Platinum Card is 200 yuan a year.

Free use of credit card 5 times

4. Postal Service Platinum Card with no annual fee

No.

According to the China Banking Regulatory Commission’s annual fee for unactivated credit cards According to the regulations, charges cannot be deducted if the credit card is not activated. However, the "Regulations" also stipulate that in special circumstances, the cardholder alone authorizes deductions in writing, customer service phone recordings, electronic signatures, and methods mutually recognized by the cardholder and the card-issuing bank, but a creditor-debt relationship has been formed when the card is replaced. Except. In other words, under normal circumstances, there will be no annual fee if the credit card is not activated, but special circumstances are not excluded, so cardholders must be aware of it.

There are two types of postal credit cards:

1. There is no annual fee for regular cards.

2. The annual fee for gold card is 120 yuan. The annual fee is waived for the first year, and the annual fee is waived for subsequent purchases 6 times a year, with no limit on the amount. Fees for replacement and reissue of IC credit cards. Due to customer reasons such as card replacement and card damage, the replacement and reissue fee for basic functional financial IC credit cards (including gold cards and general cards) shall not be higher than 10 yuan/card; 2. For customers who take the initiative to remove the magnetic stripe The card is replaced with an IC card. The replacement fee for basic financial IC credit cards (including gold cards and ordinary cards) is no more than 10 yuan/card.

5. How many times a year can you use the Postal Savings Credit Gold Card to waive the annual fee?

The benefits of the China Postal Savings Platinum Card: 1. Exclusive financial space: You can enjoy priority services in VIP rooms and VIP counters of postal savings outlets. 2. Professional financial services: You can enjoy expiration reminder services such as regular savings, treasury bonds, and various loans, as well as professional financial advisors and consulting services provided by personal account managers. At the same time, the bank will regularly send me new product information, promotional information, and financial product manuals.

The disadvantage is that the annual fee is relatively high.

6. Postal Savings Bank Platinum Card Annual Fee

Benefits:

In addition to revolving credit, installment payment, cash advance, optional password, etc. In addition to services, there are also many special services such as air ticket and hotel reservations, supplementary card limit adjustment, 48-hour card loss protection, free transaction reminders, high-limit cash advances, double points for birthdays, and exciting gift redemptions. It is a credit card that truly meets international standards, allowing cardholders to enjoy spending with the credit card first and then repaying the money at home and abroad, anytime and anywhere.

Disadvantages:

1. Blind consumption

It’s not like paying cash by swiping a card and spending money one by one. You may not feel anything when you swipe it, but some numbers will cause bli

It is one of the must-have credit cards for car owners, which can provide cardholders with benefits such as gas rebates and car service benefits. It is worth mentioning that Postal Savings Bank’s owner cards have three levels: ordinary card, gold card, and platinum card, which are suitable for cardholders with different qualifications. Of course, the annual fees for different levels of credit cards will be different.

As mentioned earlier, the owner Postal Savings Bank’s S-card includes three levels: ordinary card, gold card, and platinum card. The ordinary card is a virtual card, which can be quickly issued and bound to the ETC gold card in real time. The Platinum Card is a physical card that provides supporting benefits such as refueling and car services. Owners' cards of different levels will be charged annual fees according to the corresponding card level fees of Postal Savings Bank.

1. Regular Card: No annual fee for life.

2. Gold Card: 125 yuan/year for the main card and 60 yuan/year for the supplementary card. The annual fee is waived in the first year, the annual fee is waived in the second year, and the annual fee is waived six times in the first year, excluding cash withdrawals.

3. Platinum Card: According to the annual fee standard of Dingya Platinum Card, the annual fee for the main card is 500 yuan/year, and the supplementary card is free for the first year of 200 yuan/year. Spend more than 70,000 yuan, or the annual fee for the primary and secondary cards will be reduced for 20 years (the primary and secondary cards are calculated separately).

Disadvantages: The quantity provided is not enough.

7. Postal Savings Bank of China Credit Card Annual Fee

There are only two types of Postal Savings Bank of China Platinum Credit Cards, Ding and Ding.

The top 100-year fee is 500, the first year is free, and the second year is free for 20 purchases. The 100-year trip fee is 1,800 yuan, and the first year is free. Earn enough 200,000 points to get the annual fee for the next year.

8. Postal Savings Bank Platinum Card Annual Fee

The annual fee for Platinum Credit Card is 2,600 yuan per year.

To waive the annual fee, the cumulative consumption within three months from the date of card verification exceeds 58,000 or the installment consumption exceeds 18,000 (no activation will result in charges). The annual fee for the following year will be offset by 200,000 consumption points.