Things to note when purchasing travel Schengen insurance

Many friends who travel abroad choose to purchase travel Schengen insurance to provide strong protection for their own safety. So, what should you pay attention to when buying travel Schengen insurance? In this regard, this article will introduce it to you.

Introduction to travel Schengen insurance

Travel Schengen insurance, also called travel medical insurance, is a prerequisite for issuing a visa. All people traveling to Schengen countries must apply for travel Schengen insurance. Medical insurance must be provided when applying for a visa, otherwise you will be prohibited from entering.

From January 1, 2006, all Schengen country visa applicants must purchase overseas insurance when submitting visa application materials to prove that they can guarantee overseas hospitalization expenses and repatriation expenses. The insurance amount shall not be less than 300,000 yuan (i.e. 30,000 euros). The insurance period directly determines the length of stay in the Schengen countries and covers all Schengen countries. If you do not have Schengen country insurance, your visa will not be processed, so you must purchase it in advance to avoid affecting your visa and exit plans.

Schengen insurance is a necessity for all overseas activities such as traveling abroad, business trips, studying abroad, etc. But should you buy insurance at home or buy it abroad? When applying for a visa, the embassy will determine the assets, risks, etc. of the applicant for overseas travel based on the requirements of the destination country for studying abroad. If an insurance certificate is required, in order to increase the success rate of visa application, overseas travelers can first purchase travel Schengen insurance.

Things you should pay attention to when purchasing travel Schengen insurance

1. Schengen visa insurance must include the cost of repatriation to the country due to illness, first aid and emergency hospitalization expenses, with a compensation of at least 30,000 euros , about 300,000 yuan.

2. Schengen visa insurance must be valid for the entire Schengen area and the period of tourist stay. The insurance period must cover the travel days including the last two days, and try to leave as many days as possible before and after. If the travel period is during the summer tourist season, the peak study abroad season in September, or the Christmas holidays, you must purchase overseas visa insurance as early as possible in order to reserve more time for applying for a visa and other matters later.

3. The embassies of various countries do not forcefully designate insurance companies, but only have certain requirements for insurance types and protection parts. Travelers should try to purchase overseas visa insurance from some well-known insurance companies, so that it is easier to obtain a visa to a Schengen country. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

4. When should overseas travelers purchase travel Schengen insurance? You must buy Schengen visa insurance before submitting your visa application. When submitting your visa application, the embassy or consulate will ask for the insurance. The insurance must cover the following three points: 1) Return to the country for medical treatment; 2) Emergency medical treatment; 3) Emergency hospitalization. treat. It would be best if the minimum insurance amount of 30,000 euros is not divided by these items. Once divided, the minimum insurance amount of each item should not be less than 10,000 euros.

The above is a brief introduction to the precautions for travel Schengen insurance. I hope it will be helpful to friends who are preparing to purchase travel Schengen insurance.