Travel insurance includes lost time.

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Hello:

The lost time fee refers to the income that the compensation obligor should pay to the compensation obligee during the period from injury to complete recovery (lost time fee) because he can't engage in normal work. Including: salary, bonus, allowance, class remuneration, etc.

Therefore, according to your situation, the insurance company should compensate you with the "actual reduced" income, that is, 2500+400 (bonus)-1300 (part of the salary paid by the company) = 1600 yuan.