Traditional Culture Encyclopedia - Travel guide - How to pay for travel accident insurance?
How to pay for travel accident insurance?
How should netizens apply for travel accident insurance claims? Depending on whether it is domestic tourism or travel, the claims requirements are not exactly the same. As for domestic tourism, when a tourist appears and the insured encounters an accident that falls within the scope of the policy's liability, the claim can be directly Call the customer service of the insurance company to report the case. When reporting the case, you should briefly explain the process of the accident and provide the policy number and ID number; during the treatment process, the insured should pay attention to collecting relevant vouchers for the treatment, such as hospitalization certificates, medical invoices, discharge In addition to providing these materials, people who are hospitalized unexpectedly need to provide a detailed list of medicines or a medical reimbursement list, and then submit these materials to the insurance company together with a copy of the insured's ID card and a copy of the bank card. The insurance company evaluates the accident based on the materials provided by the insured and the content of the contract, determines the amount of the claim, and then compensates the claim amount. In addition to how to pay for travel accident insurance, many people also want to know what the travel accident insurance compensation process is. In fact, the travel accident insurance compensation process is divided into two methods: domestic and foreign. As far as overseas travel is concerned, the claims process is as follows. When tourists who have purchased overseas medical insurance are in danger, if the situation is urgent, the insured can call the global 24-hour customer service hotline as soon as possible to explain the situation, and then the relevant personnel will provide emergency medical help in a timely manner. If the passenger purchased It is a product that advances medical premiums in advance. When emergency treatment is performed abroad, medical expenses will be advanced in advance, and then settled during subsequent claims settlement.
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