Traditional Culture Encyclopedia - Travel guide - What kinds of travel insurance are there?

What kinds of travel insurance are there?

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Xiao Nuo answer:

Hello!

Travel insurance is generally divided into two categories, one is travel agency liability insurance purchased by travel agencies, and the other is travel accident insurance voluntarily purchased by tourists. From September, 2000 1 year, the Regulations on Travel Agency Liability Insurance came into effect, requiring travel agencies to purchase travel agency liability insurance. The Provisions on Travel Agency Liability Insurance emphasizes that travel agencies are not liable for personal and property damage caused by tourists' own diseases or personal negligence in their personal activities.

In other words, the travel agency liability insurance only bears the compensation for personal injury and property loss caused by the negligence or negligence of the travel agency, while the injuries and losses caused by the tourists' own negligence in the process of traveling can only be borne by the tourists themselves.