How to use ABC Jinsui Ctrip Travel Credit Card with the highest cost performance?

Many people have several credit cards in their hands, but not many people can really use them. Many card friends have not mastered the skills of swiping cards. On the surface, they made a deal, but it wasn't. Let's take Jinsui Ctrip Travel Credit Card as an example to teach you how to use it most cost-effectively.

Tip 1: Enjoy the longest interest-free period on the day of the bill.

For Ctrip credit cards issued by ABC, the billing date is 23rd of each month, and the final repayment date is 17 or 18 of each month. The period from the billing date to the final repayment date is called the interest-free period of the credit card.

The so-called interest-free period refers to the period from the time when you use your credit card to the time when the consumption is due for repayment. If you repay on time during this period, the bank will not charge any interest. The interest-free period of ABC credit card is as short as 20 days and as long as 56 days. The specific time mainly depends on the time when you swipe your card from the due repayment date.

Enjoy a maximum interest-free period of 56 days, and you can swipe your card on the day of the credit card bill. The consumption accounting of credit card swiping on the billing date is included in the next bill. If your bill date is 23rd of each month, the due repayment date is17; There is a consumption on August 23rd, which needs to be repaid in June 65438+1October 65438+July with an interest-free period of 56 days.

Tip 2: modify the accounting date and extend the one-month interest-free period.

Credit cards of China Merchants Bank, Bank of Communications, China Construction Bank, Xingye Bank, Huaxia Bank, Minsheng Bank and other banks can provide the service of modifying the bill statement. The cardholder can use this function to modify the bill statement of the credit card and extend the interest-free period by one month.

However, the billing date of ABC's credit card is fixed, so it cannot be modified. In other words, this method can only be used on credit cards that can modify the bill date, which is the most cost-effective.

Tip 3: Don't let go of the bank's credit card wool.

Some people apply for credit cards just for discounts. How can a credit card be destroyed? China Agricultural Bank credit card has several very good activities:

From August 20 16, 20 16 to August 3 16, you can enjoy a discount of 40.0 1 yuan every Saturday at the activity store of Pizza Hut Happy Restaurant. I would like to remind you that this activity has a time limit and will be gone by the end of August.

2.20 16 65438+ 10 October 2 1 to 2016 August 3 1, holding the UnionPay credit card of China Agricultural Bank (the card number starts with 62, with the UnionPay logo on the card surface), and spending every Saturday at Watson's activity store/kloc. This activity is also available.

3.20 16 65438+ 10/0/to 20 1 6 65438+February 3 1, holders of ABC credit cards can enjoy a 10% discount on car rental and shuttle bus. Card friends who like go on road trip should not miss this activity.

Jinsui Ctrip Travel Credit Card