What is overseas travel insurance? What is the difference between overseas travel insurance and overseas travel insurance?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Although Hong Kong, Macao and Taiwan are an inseparable part of China, they are covered by overseas travel insurance when purchasing travel insurance. Therefore, if you plan to travel to Hong Kong, Macao and Taiwan, you need to purchase corresponding overseas travel insurance.

What is overseas travel insurance? What is the difference between overseas travel insurance and overseas travel insurance?

Overseas travel insurance is a 24-hour, all-weather and all-round emergency rescue service, which provides insurance protection for accidents, medical care and rescue services for nationals traveling abroad, visiting relatives and friends, and going abroad for business trips. In a sense, overseas travel insurance is overseas travel insurance, and there is no difference between them, just different views. If you plan to travel to Hong Kong, Macao and Taiwan, you should pay attention to the following points when choosing overseas travel insurance:

1. Hong Kong, Macao and Taiwan are close, and their economic level is similar to that of the mainland. It is suggested that the amount of overseas travel insurance should be more than 654.38+10,000 yuan.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and buy it online. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger.

You must choose the appropriate overseas travel insurance before traveling to Hong Kong, Macao and Taiwan. You are welcome to choose a variety of overseas travel insurance products that suit you.