Where can I buy travel accident insurance?

Some people say that half of the interesting life is mountains, rivers, lakes and oceans.

Some people say that the most beautiful scenery is always on the road.

So, this long-awaited National Day holiday, Bai Bao finally wants to go surfing.

However, I have to write a manuscript today, so I have the next disgusting work.

Whether you wave or not, Bai Bao's travel insurance strategy is waiting for you here.

1. What is travel accident insurance?

2. How to choose travel accident insurance?

2. 1 area

2. 1. 1 general leisure tour

climb mountains

2. 1.3 Travel abroad

2. 1.4 cruise

2. 1.5 domestic sports-skiing and diving

2. 1.6 Sports competition-cycling race, marathon.

2. 1.7 Hong Kong, Macao and Taiwan regions

2.2 overseas

1、

What is travel accident insurance?

Travel is poetry and distance.

Travel insurance, that is, the risk of writing poems from afar. As the name implies, accident insurance specially designed for tourism has strong pertinence and distinctive features, and will have customized protection responsibility for tourism protection.

If general liability is included: accidental injury, death/disability and accidental medical treatment belong to general accident insurance;

Then it includes additional protection: daily hospitalization allowance, disease medical care and ambulance rescue are all accident insurance for the elderly.

What about travel accident insurance?

It is on the basis of accident insurance for the elderly that it provides more distinctive protection.

Such as aviation accident insurance, emergency search and rescue, emergency medical care, family condolences and visits.

Even the responsibility of pets and the protection of family wealth during travel.

Of course, there are more types. According to the characteristics of tourism, various protection plans are designed, different tourism projects, different countries and regions, and different high-risk responsibilities.

Dazzling travel accident insurance not only needs to be bought, but more importantly, it needs to be bought right.

2、

How to choose travel accident insurance

We can list our needs in simple sentences of primary school Chinese;

Where to play?

Where are you going? Prosperous Beijing and Shanghai, romantic Turkey, or Tokyo and Paris?

(Domestic and overseas: Hong Kong, Macao and Taiwan, Southeast Asia, Japan and South Korea, Britain, America, France and Italy)

What are you playing?

Feel the autumn leaves in Kanas,

Appreciate the romantic beauty of Daocheng Aden.

The rough Marvel comics in Zhangjiajie.

still

Gobi desert among herders, pursuing the sunset.

Sitting in a luxurious wheel, listening to dolphin sounds.

[region]

2. 1. 1 domestic leisure tour

Whether it is a tour group or a free travel, the general risks can be underwritten.

This is the first high-value leisure travel plan of Sino-Italian property insurance "Youmeile".

Highlight: The price is cheap and the general guarantee is complete.

If you want to take your family's pets to see the great rivers and mountains of the motherland, here is the time property insurance "Love Free Travel Insurance in China".

Highlight: General protection is relatively complete, and personal responsibility and pet responsibility can also be guaranteed. Even the family financial security covers some.

climb mountains

If you are a mountain climber and plan to conquer the mountains on National Day, you can consider the "Legaodeng" domestic outdoor sports peak plan of Sino-Italian Property Insurance.

The difference can be clearly seen from the comparison chart of responsibilities above.

Highlights: A high degree of retort is its highlight. (The immunity of others is their responsibility)

2. 1.3 Travel abroad

If you want to go to road trip? In addition to preparing a song "Song of the Road", I think you should also get insurance for "enjoying self-driving protection".

Highlight: If the car breaks down, it can not only provide you with roadside maintenance where you don't live, but also reimburse the hotel expenses during the maintenance period. That's so sweet. No, no, no.

2. 1.4 cruise

If you have prepared the tickets for the luxury cruise ship, when you set foot on the deck to chase seagulls, I hope my heart can follow this cruise ship and follow you to see your favorite sea. Allianz Property Insurance-Cruise Travel Insurance

Highlight: exclusive travel insurance for cruise ships. Yes, and only it is (big and comprehensive) big: Allianz Property Insurance, full: full guarantee responsibility.

2. 1.5 sports plan ~ skiing and diving

If you go skiing and diving, this exercise plan is recommended by me.

Sports competition

If you still want to take part in the competition, I recommend the following:

General events: history brings inner peace to events.

accident insurance

And marathon accident insurance!

Basic domestic travel insurance is ready, if you need special customization? you can

I wonder if you have noticed that the general accident insurance we usually buy does not include Hong Kong, Macao and Taiwan. If you need these three places, you should buy them specially!

Hong kong short-term travel insurance

Taiwan Province travel insurance-AIA Taiwan Province travel insurance. /kloc-I bought it 0/5 days ago, and the price is not expensive.

2.2[ Out of Region]

Next, let me talk about overseas travel insurance.

The consumption level and medical system vary greatly in different countries/regions, and there are tens of thousands of cases of minor wound treatment or common cold. Look at the statistics of the World Wide Web, and you can intuitively feel the malice of the disease from overseas:

Out of the embrace of the country of origin, we should pay more attention to our own safety!

Overseas travel includes AIA-the best global paving plan for global travel, time property insurance-Leyou global masonry project.

The two companies in the picture are very powerful, and there is little difference in overseas travel insurance liability. However, you have to make sure that the country you are going to is covered!

abstract

1. Travel accident insurance is more of a risk responsibility because of its particularity, flexibility and target.

2. When choosing travel accident insurance, pay attention to insurance liability and exemption clauses. (General accident insurance exemption may be its responsibility)

3. Have a nice trip! May you see all the beautiful scenery, taste all the delicious food and go home with a full load.

Related Q&A: How to buy one-day travel accident insurance, that is, the insurance period is one day, such as Ping An self-driving travel insurance, Ping An Group domestic travel accident insurance, Pacific premium travel insurance, etc. Because the insurance coverage period is very short, the insured can choose the major insurance companies official website to insure online, or call the insurance company's customer service phone to insure, and it is more troublesome to go to the insurance company's outlets.

Although the protection period of one-day accident insurance is short, the protection clauses can not be ignored, so you must understand clearly before insurance.