Auntie is afraid that her home will be stolen while traveling with huge sums of money. How deep is the wallet of a Chinese auntie?

The economic strength of Chinese aunts is extremely famous in the world. During the world financial crisis, Chinese aunts swept away a large amount of gold spot. Their capabilities simply exceeded most people’s imagination. And a recent incident It further refreshed most people's concepts, and its origin was also a Chinese aunt.

1. Aunt travels with huge sums of money

Recently, a piece of news spread across the Internet. It said that a 60-year-old aunt went out to travel, but because she was worried about the safety of her home, she pawned all her belongings. I carried about 600,000 yuan with me, but eventually forgot it on the bus. Fortunately, the bus driver found the money and returned it to Zhao intact.

According to reports, this aunt is from Zhenjiang, Jiangsu. The 600,000 yuan family belongings are not cash, but passbooks, deposit certificates and goldware. The aunt stuffed these valuables and some daily necessities into a Put it in a snakeskin bag and keep it with you. But I don’t want to lose this snakeskin bag that contains all my wealth and life while taking the bus!

On the 30th, relevant personnel from the Second Branch of Zhenjiang Public Transport Company told reporters that fortunately, it was picked up and kept by the company’s driver Li Kan. On the afternoon of the 29th, this precious snakeskin bag was returned to Zhao intact. It can be said that there is no danger.

2. How deep is the wallet of a Chinese aunt?

With the rapid development of China's economy, the income level of Chinese people is showing a rapid upward trend. Under such income levels, Chinese aunts, who are the main financial controllers of their families, naturally It represents the purchasing power of Chinese families, but the problem is that although the Chinese people are rich, the Chinese people's wealth thinking has not been able to keep up with the Chinese people's wealth level.

We can see in the case that the aunt actually did not carry a huge amount of cash except for some gold jewelry. Basically, it was all kinds of bank deposit certificates. But why are bank deposit certificates so uneasy? This is because aunt’s financial knowledge is actually seriously behind her own. After we deposit the money in the bank, even if your deposit certificate is lost, you can report the loss with your ID card, so there is no need to go out and carry large deposit certificates. On the body.

In addition, I believe that most young and middle-aged people will not use deposit certificates, a relatively primitive method of depositing money. However, the Chinese people have formed the concept that seeing is believing over the years. Although this concept is no longer popular among young people, It exists, but it is very popular among the elderly. This is why although bank cards are very popular in China, the elderly save a lot of money in passbooks.

Although Chinese aunts have thick wallets and are very rich, we still need to have basic financial concepts:

First, we must understand that in China, as long as you use a bank For passbooks or bank cards, password transactions are necessary. Unless you set an overly simple password such as 123456, you don’t have to worry about the loss of your deposit receipt or bank card that will cause losses to your property.

Secondly, although it is difficult for the aunt to learn to use online banking or mobile banking, at least the aunt must learn to activate the bank's SMS reminder or WeChat reminder, so that every move of money will be under her control. There is no need to worry too much about these issues.

The third is to let aunts learn the awareness of wealth appreciation. Nowadays, various currency funds such as Yu'e Bao have become very popular. Pure bank time deposit certificates and even current deposit certificates will cause wealth to depreciate quickly. At least learn how to do so first. How to preserve the value of wealth, let’s talk about how to increase its value.

View the world from an economic perspective WeChat public account Jianghan Vision Observation ID: jianghanview