Detailed information on Chongqing’s preferential policies to encourage college students to start their own businesses

In order to support college students' entrepreneurship, the state and governments at all levels have introduced many preferential policies, covering many aspects such as financing, business opening, taxation, entrepreneurship training, and entrepreneurship guidance. In recent years, in order to support college students' entrepreneurship, the state and governments at all levels have introduced many preferential policies, covering many aspects such as financing, business opening, taxation, entrepreneurship training, and entrepreneurship guidance. For college students who plan to start a business, only by understanding these policies can they take the first step in starting a business. (1) University graduates who start their own business within two years after graduation and apply for a business license at the industrial and commercial department where the entrepreneurial entity is located. If the registered capital (capital) is less than 500,000 yuan, they are allowed to be paid in installments. The first installment of the capital shall not be less than the registered capital. 10% of the capital (the amount of capital contribution shall not be less than 30,000 yuan), the paid-in registered capital shall be increased to more than 50% within one year, and the balance can be paid in installments within three years. (2) New enterprises or business units established by college graduates in the consulting, information, and technical service industries will be exempted from corporate income tax for two years upon approval by the tax department; newly established enterprises or business units engaged in transportation, postal and telecommunications, Approved by the tax department, corporate income tax will be exempted in the first year, and corporate income tax will be halved in the second year; new businesses engaged in public utilities, commerce, material industry, foreign trade, tourism, logistics, warehousing, resident services, and catering industries Enterprises or operating units in , educational, cultural, and health undertakings are exempted from corporate income tax for one year with the approval of the tax department. (3) State-owned commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries should provide small loans to self-employed graduates, simplify procedures, and provide account opening and settlement facilities. The loan limit is about 20,000 yuan. . The maximum loan period is two years. If it is determined to be extended upon expiration, you can apply for an extension. The loan interest is determined according to the loan interest rate announced by the People's Bank of China. The maximum guarantee limit is 5 times the guarantee fund, and the term is the same as the loan term. (4) Talent intermediary service agencies affiliated to the government’s personnel administration department will keep personnel files (including handling social security, professional titles, file salary and other relevant procedures) free of charge for self-employed graduates for 2 years; provide free inquiry of talent and labor supply and demand information, and free release Recruitment advertisements and other services; appropriate fee reductions and exemptions for participating in talent fairs or talent labor exchange activities; and discounted provision of one-time training and evaluation services for employees who start a business. The above preferential policies are formulated by the state for all college students who start their own businesses. In order to support local college students to start their own businesses, local governments have also issued relevant policies and regulations, which are more detailed and closer to reality. Understanding these preferential policies will help college students feel the support of the state and government and strengthen their determination to start a business. College students have enthusiasm for entrepreneurship, but due to lack of experience, lack of ability, biased consciousness and other reasons, the success rate of entrepreneurship is obviously low. In this regard, Xu Benliang, an expert in college student entrepreneurship guidance and principal of the Shanghai Entrepreneurship Education and Training Center, analyzed that college students must have the following hardware to start a business: Hardware 1: Reserve of entrepreneurial knowledge; having high ambitions but low power, and talking on paper are misunderstandings that college students can easily fall into. Because they have stayed on campus for a long time, they lack understanding of society, especially in market development and business operations. Therefore, college students must be fully prepared before starting a business. On the one hand, they can accumulate relevant management and marketing experience by working in companies or doing internships; on the other hand, they can accumulate entrepreneurial knowledge by participating in entrepreneurship training, receive professional guidance, and recharge themselves. , to improve the success rate of entrepreneurship. Hardware 2: Preparation of funds; it is difficult for a clever woman to make a meal without rice. Nearly half of college students believe that “funds are a barrier to starting a business.” Without funds, no matter how good the idea is, it will be difficult to turn it into actual productivity. Before obtaining funds, you must first understand how much funds you need, how to obtain funds, and the sources of funds. Entrepreneurs must have certain business concepts, whether to choose debt as a source of funds or equity as a source of funds, and what kind of protection you choose to provide to your investors. These basic issues will determine whether the early stage of starting a business is successful. College students should expand their ideas and use multiple channels for financing. In addition to traditional channels such as bank loans, self-raised funds, and private loans, they can also make full use of financing channels such as venture capital and entrepreneurial funds. Hardware three: technology and interest; exchanging intelligence for capital is a unique path for college students to start their own businesses. Some venture capitalists are often willing to fund their entrepreneurial plans because they are interested in the advanced technologies mastered by college students. Therefore, college students who plan to start a business in the high-tech field must pay attention to technological innovation, develop products with independent intellectual property rights, and attract funds from investors. Hardware 4: Personal ability; entrepreneurship is a process that involves simplicity and complexity. For example, if you lack the ability to judge the market at the beginning, you should start with a simple market to accumulate experience. College students are outstanding in technology, but their abilities in financial management, marketing, communication, and management are generally insufficient, and they are not familiar with the "rules of the game" in business. In order to succeed in starting a business, entrepreneurs must possess basic business capabilities in addition to strong execution capabilities (perseverance and perseverance). Although today's entrepreneurial market has unlimited business opportunities, for college student entrepreneurs with limited funds, abilities, and experience, it is not "just bend down and pick up wealth on the ground." In this case, college students can only break into a new world that is truly suitable for them by finding the right place to start their own business based on their own characteristics.

Direction 1: In the high-tech field, college students who are at the forefront of high-tech have a first-come-first-served advantage in entrepreneurship in this field. The success of college student startups such as "NetEase" and "Tencent" is due to the skills of the entrepreneurs. Advantages. But not all college students are suitable for starting a business in the high-tech field. Generally speaking, only college students with strong technical skills and outstanding academic performance have the hope of success. College students who intend to start a business in this field can actively participate in various entrepreneurial competitions to gain opportunities to stand out and attract venture capital. Recommended business opportunities: software development, network services, game development, etc. Direction 2: Intellectual service field. College students are comfortable starting a business in the intellectual service field. Intelligence is the first capital that college students can master when starting a business. For example, the field of tutoring is very suitable for college students to start their own businesses, especially those majoring in teacher education. On the one hand, tutoring is a traditional channel for college students to work-study and has accumulated rich experience; on the other hand, college students can make full use of the educational resources of colleges and universities, making it easier for them to find the "first pot of gold." This type of intellectual service entrepreneurial project has a low cost and can be started with a desk and a phone. Recommended business opportunities: tutoring, tutoring agencies, design studios, translation agencies, etc. Direction 3: In the chain and franchise field, according to surveys, in the same business field, the success rate of individual entrepreneurship is less than 20%, while that of franchise entrepreneurship is as high as 80%. For college students with very limited entrepreneurial resources, taking advantage of the brand, technology, marketing, and equipment advantages of franchising, they can start their own business with less investment and a lower threshold. However, chain franchises are not "zero risk". In the current mixed market situation, college students are not experienced in the world and should pay more attention to avoiding risks when choosing franchise projects. Generally speaking, college student entrepreneurs have weak financial strength, so they are suitable to choose franchise projects with small start-up capital and low manpower requirements. It is better to start with a small business; in addition, it is best to choose franchise projects with more than 5 years of operation time and more than 10 franchises. Mature brand of franchise stores.