What are the coverage of Ping An traffic accident insurance?

Brother Bao said insurance, focusing on insurance evaluation! Is there a big difference between Ping An's accident insurance and other accident insurance on the market at present? If you want to know, what are the good accident insurance recommendations in this comparison table? Top 20 quality accident insurance in 2020!

On this issue, it depends on which product it is. Generally speaking, the coverage of accident insurance is accidental injury, accidental medical treatment, accidental death/total disability, but different products will be different, and some will add other protection.

Ping An has many accident insurance products, depending on how the products are set up. If you don't know much about Ping An accident insurance, you can take a look at my detailed introduction to Ping An accident insurance below.

People often say that tomorrow or an accident will come first, so people pay more and more attention to accident insurance. As an industry giant, Ping An Insurance has naturally launched a lot of accident insurance. Its accident insurance includes millions of Ren Woxing, one-year accident insurance, 100% peace of mind, little urchin, millions of accompanying, lifelong accident insurance, millions of comprehensive accident insurance and so on.

Among them, "One Million Ren Woxing" has attracted more attention. This product has been hotly discussed since its launch, so I also analyzed this product. You can learn more about it by reading this article.

The article is very detailed. Let me briefly talk about it here.

Let's take a look at the guarantee content of this product first:

This is a refundable accident insurance. One of its major features is that the compensation you can get after the elevator accident is 20 times of the basic insurance amount. In different age groups, if you are unfortunately dead or completely disabled, you will double it according to the corresponding age group.

It looks really good! But can't stand scrutiny, shortcomings are exposed:

1. Incomplete protection: This insurance has no ordinary disability protection, only the most serious high disability situation. A finger is broken, so I can't apply for compensation!

2. Low proportion of compensation: general accidents and total disability compensation are calculated according to a certain proportion of premium, and only specific traffic accidents can pay 1 10,000.

3. Expensive premium: less protection and low compensation. In fact, such conditions also need 1.699 yuan a year.

It doesn't make much sense to refund money: it seems free when it expires, but it's not worthwhile at all! Today, 30 years later, the currency has already depreciated.

In fact, there is no need to buy such expensive accident insurance. Spend three or four hundred yuan a year to buy a short-term accident insurance. Perhaps the protection is more comprehensive, and it is also possible to pay more. Ping An also has a one-year accident insurance to consider, and some popular products are doing quite well. You can also consider it. What good accident insurance recommendations have I compiled? Top 20 quality accident insurance in 2020!

Don't be lazy, compare more.