Compensation standard of flight delay insurance

There are three types of delay insurance in the market:

One is air travel insurance jointly launched by airlines and insurance companies; One is the delay insurance jointly launched by bank credit cards and insurance companies; One is the delay insurance that insurance companies sell through business travel platforms.

among all kinds of flight delay insurance, only a few flight delay insurance can be insured separately, and most of them appear in the form of additional insurance in comprehensive travel insurance. You can choose the insured amount. In the market, the compensation standard is that the delay is more than 2 to 4 hours, and the compensation amount ranges from 2 yuan and 4 yuan to over 1, yuan. Extended information

At present, domestic flight delay insurance is generally included in accident insurance, and the delay insurance fee is 2 yuan. Generally speaking, even if it is really delayed, it is more troublesome to apply for a claim, because most of them have to be delayed for more than 4 hours and have not boarded the plane before they can apply for a claim, and the claim settlement procedure is complicated, so it is necessary to submit various materials (application form, insurance policy, personal identification, written proof of the delay time and reason, etc.), and wait for the insurance company to reply within 1 days after all the materials are submitted. For those who are afraid of trouble, they generally don't go through complicated procedures to compensate for this 2 yuan. It's not that insurance companies don't pay, but that most passengers are afraid of giving up their claims for trouble.

Since 214, many companies have offered various forms of flight delay insurance, including one hour, two hours, three hours or even one minute, and also offered the delay insurance in the form of active claims, which means that customers don't need to submit proof materials, and insurance companies will track the delay of the insured according to the data in the system. Once the claims are met, it will save time and effort.

when purchasing, passengers must distinguish whether the delay insurance they purchase is active or passive, so as to avoid trouble!

Reference: Baidu Encyclopedia: Flight Delay Insurance.