Why should the Central Plains consumer finance loan be used to upload consumer vouchers?

The reason why the central plains consumer finance loan needs to upload consumer vouchers.

1. Prevent the borrower from misappropriating funds to him. At present, it is stipulated that loan funds cannot be used for investment and financial management such as stock trading, creditor's rights, funds, trusts and private placements. These financial management risks are high, and borrowers may face insolvency, so they are not allowed to be used in these fields.

2. Prevent usury. Loan sharks have high interest rates, and some people are not allowed to apply for bank loans before they are released. Illegal activities. The loan funds cannot be used for gambling, guns and drugs, which obviously does not meet the loan purpose. This not only violates bank regulations, but also violates national laws. For example, apply for a travel loan, and the funds will be used for business operations. Funds cannot be used for house purchase and down payment.

3. In order to prevent borrowers from using loan funds in banks or places prohibited by the state, many banks require borrowers to upload certificates of use from time to time to prove the specific consumption areas of borrowers, and judge the relevant situation according to the time and amount. Therefore, banks and financial institutions must try their best to meet the requirements when asking borrowers to provide proof of use. Otherwise, they may be required to settle in advance and the loan amount will be recovered.