What is a travel debit card?

China Industrial and Commercial Bank China Travel Debit Card ICBC Head Office relies on the cooperation between China UnionPay and China National Tourism Administration, integrates national tourism resources, and provides theme cards with four services for target customers who like to travel and vacation.

Cardholders can not only enjoy all the financial functions of debit cards, but also enjoy a series of preferential services such as fast travel, home away from home, worry-free shopping, value-added services with local characteristics and so on. There are both national scenic spots and suburban scenic spots suitable for daily leisure and short-distance self-driving. Rights and interests services will increase year by year and be enriched continuously to meet the travel needs of all kinds of people who like to travel and vacation.

For example, cardholders can enjoy 6-20 preferential tickets in more than 0/00 tourist attractions with AAA level or above in China (UnionPay will expand some AAA level and AAAA level scenic spots to improve the quality of scenic spots); More than 1000 catering, shopping, entertainment and other businesses can be designated nationwide to enjoy preferential discounts; Book hotel air tickets at designated merchants and enjoy preferential discounts.

Ordinary debit card refers to a bank card that has no overdraft function and deposits first and then consumes (or withdraws). According to their different functions, it can be divided into debit cards (including savings cards), special cards and stored-value cards. Debit card is a credit tool with the functions of transfer settlement, cash deposit and withdrawal, shopping and consumption. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a debit card used for specific purposes (except for department stores, restaurants and entertainment industries) in a specific area, which has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.