The average number of tourist trips reaches 5 billion! Every time you travel, remember to check if you have brought this...

In recent years, my country's tourism industry has continued to develop and the scale of tourism has continued to increase, with the average number of tourist trips reaching 5 billion. Due to the continuous improvement of transportation roads, self-driving travel has become a popular way of travel. More people choose to travel on the Sichuan-Tibet Line by self-driving, which has become a fashionable leisure and entertainment activity. However, traffic accidents occur frequently on the Sichuan-Tibet Line. The frequency of traffic accidents on holidays is 10% higher than on weekdays. For example, a car and a bus collided, causing both vehicles to fall into the river, causing varying degrees of injuries. When you go out, various accidents will inevitably happen. While pursuing leisure and entertainment, you must also face the risks and use insurance to transfer future risks.

Today, let’s talk about short-term travel insurance:

1. What is short-term travel insurance?

2. Is self-driving insurance a short-term travel insurance?

3. What is the difference between short-term travel insurance and general accident insurance?

1. What is short-term travel insurance?

Short-term travel insurance is a type of travel insurance specially designed for people who travel for short periods of time to provide safety protection for travel. The coverage period can be selected according to the travel destination and actual travel conditions. The main feature is insurance The deadline is more flexible and shorter. Short-term travel insurance includes transportation accident insurance, travel assistance insurance, and comprehensive travel accident insurance both at home and abroad. If you want to travel to plateau areas, such as Tibet, Qinghai, Sichuan and other areas, you can choose insurance that provides protection against altitude sickness. If you are traveling abroad, you need to purchase travel insurance, and the travel insurance can also provide emergency rescue abroad.

2. Is self-driving insurance a short-term travel insurance?

Self-driving insurance is a short-term travel insurance. Self-driving insurance is a product that provides driving protection for people traveling in private cars, protecting them from death/disability or hospitalization due to accidental injuries while driving or riding in private cars. Before traveling, make sure that the coverage period of your self-driving insurance covers the entire travel period to avoid any coverage gaps. At the same time, you should pay attention to the coverage of self-driving insurance. If an accident occurs in another place and the coverage covers your place of residence, the insurance company may refuse to settle the claim. Therefore, you should verify the coverage of the insurance with the insurance company before departure. If necessary, you can The policy can be modified to expand the coverage, making the protection more detailed and comprehensive. At the same time, a comprehensive inspection, maintenance and inspection should be carried out on the vehicle before departure for the tour.

3. What is the difference between short-term travel insurance and general accident insurance?

The difference between short-term travel insurance and general accident insurance lies in the insurance period and coverage.

1. In terms of insurance period, the insurance period of short-term travel insurance is the duration of the current trip, which is usually shorter. When the trip ends, the insurance period also ends. The insurance period of general accident insurance is usually one year. After the insurance period expires, you need to re-insure for the accident insurance to continue to be effective. There is also long-term protection, which is divided into 10 years, 20 years and 30 years, or the protection lasts for life.

2. In terms of coverage, short-term travel insurance is a more targeted travel insurance with wider coverage and overlaps with the coverage of general accident insurance. In addition to the coverage covered by general accident insurance, In addition to accidental death/disability, accidental medical care and accidental hospitalization benefits, it also includes personal property safety, with a wider coverage, including emergency medical transportation, personal luggage and item theft protection, flight and train delay protection, etc. Extreme sports are high-risk activities. Regardless of death or disability, general accident insurance does not cover them. However, short-term travel insurance is an optional coverage and is a subdivided insurance product.

4. Write at the end

Nowadays, Chinese people’s economic conditions are getting better and better, and the frequency of leisure travel is also gradually increasing. Therefore, we must make relevant preparations before traveling. In the short term Travel insurance is more targeted and has wider coverage. By purchasing short-term travel insurance, you can make a plan that meets your own needs based on your itinerary, making your journey smooth and secure.

If you are still confused about how to buy travel insurance, you can go to a professional and excellent insurance broker for consultation. Because professional insurance brokers will conduct comprehensive assessments and tailor solutions based on your problems and needs, Baibaojun - has a professional and powerful insurance team to match you with the most suitable exclusive consultant for you. Search on Baidu for " "Baibaojun" provides you with more professional insurance.