What is the staging of white stripes in JD.COM? COM？

The installment service fee for JD.COM IOUs is 0.5%- 1.2% (month), and the installment service fee for each installment = consumption principal × installment service fee (month).

For example, after paying the bill, Xiao Ming sees that his bill this month is 1000 yuan. Money is a little tight because he has just paid the rent. He chose to repay in three installments. Take the installment interest rate of 0.7% as an example. His handling fee for each installment is: 1, 000 * 0.7% = 7 yuan. Starting from the next issue, Xiaoming only needs to return this issue to 340 yuan.

JD.COM IOUs installment payment has the following rules:

1, bill installment amount = undistributed expected repayment amount of this consumption * 90%;

2. Bill installment payment cannot be made under the following circumstances:

(1), the order has been phased;

2. It has expired;

③ The order amount is less than 10 yuan;

3. The bill can be divided into stages: billing date (inclusive)-repayment date (inclusive).

4. Orders can be temporarily stored during consumption, and only statements can be temporarily stored after consumption is completed;

5. After the bill is divided into installments, the first installment is included in the next installment, and there is no need to repay in this installment;

Example: the billing date of the user is February 1, the billing period of this period is1.1.31,and February 10 is the repayment date;

If the order is consumed in installments during the period of 1. 1- 1, the first repayment date is 2. 10 (order installment);

If the bill is paid in installments during 2. 1-2. 10, the repayment date of the first installment is 3. 10 (bill installment);

6. The application for installment payment is irrevocable;

7. The installment amount can be entered manually, and the minimum installment amount is not less than 100 yuan;

8. After the bill is divided into installments, if the user has a refund, the installment service fee will not be refunded;

9. The installment of the bill is synchronized with the installment amount of each order, and each order is an installment with the same number of installments. The bill installment service fee is the accumulation of the installment service fee for each order;

10. In case of prepayment or minimum repayment, the bill can still be paid in installments as long as the above conditions are met.

The reference steps of bill installment operation are as follows:

1. Computer-side operation process: Jingdong Finance Home-My Assets-My White Slip After finding the bill, click on the bill installment, and your installment amount and installment service rate will be displayed. After checking the amount and rate, click "Confirm Staging". The installment amount can be customized and modified, and the minimum is 100 yuan.

2. Operation process of Jingdong Financial App: Log in to the homepage of Jingdong Financial App-White Note-Available Amount of White Note -X Monthly Bill (Issued)-Bill installment-View installment number-Confirm installment.